A direct cash offer puts you in control of the closing date, whether your property is a triple-decker in Dorchester, a rowhouse in Beacon Hill, or a rental in Jamaica Plain. No repairs, no agent commissions, no open houses.
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Getting your offer ready...
Boston is sitting at a $790,000 median home price and an average of just 30 days on market, according to Redfin's April 2025 data. Those are impressive numbers. But raw DOM and median price don't tell the full story for a seller who needs to move quickly, is dealing with a property in rough shape, or is trying to sort out an inherited estate.
Boston's housing stock is older than almost anywhere else in the country. Nineteenth-century rowhouses in Back Bay and Beacon Hill carry charm, but they also carry deferred maintenance, aging systems, and often lead paint. Triple-deckers in Dorchester, Roxbury, and East Boston are deeply woven into the neighborhood fabric, but when one is tenant-occupied, in probate, or overdue for major repairs, the traditional listing path gets complicated fast.
The demand side is real. MGH, Harvard, Seaport's finance and tech cluster, and a dozen major universities keep Boston's buyer pool deep. That's why selling your house fast in Massachusetts is genuinely possible here. But demand doesn't simplify your situation if your property has issues a financed buyer can't touch.
A cash offer gives you a known number, a known closing date, and no contingencies. In a market where the median home costs nearly $800,000, even a modest spread between a listed price and a cash offer can be worth less than the carrying costs, repair bills, and timeline uncertainty of a conventional sale.
Prices across Boston's neighborhoods vary significantly. A Beacon Hill condo and a Mattapan triple-decker have very different comp environments, repair profiles, and buyer pools. We factor in neighborhood-level data when we build your offer, not just the city-wide median.
If you want to understand exactly how we arrive at your number, the How We Calculate section below explains the full logic.
With a $790,000 median, the dollar gaps in this comparison are real money. Most sellers focus on the gross sale price. The number that matters is what lands in your account after commissions, repairs, closing costs, carrying costs, and the Massachusetts deeds excise transfer tax - which is customarily paid by the seller and comes directly off your proceeds. Here's how the three paths compare on what matters most to a seller who needs certainty.
| What We're Comparing | Eagle Cash Buyers | Traditional Listing | iBuyer (Opendoor, etc.) |
|---|---|---|---|
| Time to Closing | 7-21 days, your schedule | 60-90+ days after 30-day avg. listing period | Typically 14-60 days, if they operate in your area |
| Repairs Required | None. Buy as-is including triple-deckers, lead paint homes, deferred maintenance | Lender-required repairs common; older Boston stock often needs work before listing | iBuyers often charge repair deductions after inspection |
| Agent Commissions | $0 | Typically 5-6% of sale price. On $790K, that's $39,500-$47,400 | Lower commissions but service fees of 5-8% are common |
| Massachusetts Transfer Tax | Applies in all sale types - we factor it into your net clearly upfront | Applies - often overlooked in initial net estimates | Applies - often not foregrounded in their offer comparisons |
| Financing Contingency Risk | None. No lender, no appraisal, no buyer financing falling through | High. In a market with $790K median prices, financing gaps are common | Lower risk but iBuyers have pulled from markets before |
| Carrying Costs During Sale | Near zero - close in weeks, not months | 2-3+ months of mortgage, taxes, insurance, utilities on a $790K property adds up fast | Faster than listing but not as fast as a direct cash sale |
| Attorney-Supervised Closing | Yes - Massachusetts licensed closing attorney handles deed and payoff paperwork | Yes, but your representation costs are separate | Varies - iBuyers often use out-of-state title processing |
| Best For | Sellers who need speed, certainty, and zero repair headaches | Sellers with time, a move-in ready property, and flexibility on close date | Sellers who want a middle path but are willing to pay service fees for it |
No pressure. No obligation. Just a straightforward offer so you have a real number to compare.
Get Your No-Obligation Cash OfferThe process isn't complicated, but it's worth knowing what each step actually involves, especially the evaluation and closing steps, which look different from what you might expect in a traditional sale.
Fill out the short form or call us at (833) 330-1625. We ask about the property's condition, current occupancy, and your timeline. This takes about five minutes. There's no commitment at this stage.
We pull local neighborhood comps, assess the after-repair value using current Boston sales data, and in most cases schedule a brief walkthrough. For a triple-decker or multi-family with tenants, we coordinate around existing occupancy - no disruption to your tenants required. We're looking at the property as it stands, not as a future renovation project.
Within 24-48 hours of our evaluation, we send you a written offer with a clear number and a proposed closing date. You're under no obligation to accept. Take the time you need to compare it against what a listing might net after commissions, the Massachusetts deeds excise transfer tax, repairs, and carrying costs.
Massachusetts is an attorney state, and that works in your favor here. A licensed closing attorney handles the deed transfer, any existing mortgage payoff, and all paperwork. You show up to sign, and your proceeds are distributed at closing. We coordinate directly with the attorney so you're not managing logistics. If you want to understand what a conventional closing looks like by comparison, this Massachusetts home selling timeline from a Massachusetts law firm lays it out clearly.
One thing worth knowing: Massachusetts does not require a general property condition disclosure form, but sellers must disclose known material defects and lead paint in pre-1978 homes. We've bought plenty of homes with lead paint and deferred maintenance - it's not a dealbreaker for us. Understanding the benefits of selling your house for cash often starts with seeing how much simpler the disclosure and closing process becomes when you're not navigating a financed buyer's requirements.
If you're curious about what a full Massachusetts closing checklist looks like, the Massachusetts home selling checklist from Cote Law is a solid reference.
Cash buyers have a reputation for lowball offers, and some of them deserve it. Here's exactly how we calculate what we pay, because an informed seller makes a better decision and we'd rather you accept our offer knowing it's fair than reject it because you didn't understand the logic behind it.
The core formula:
After-Repair Value (ARV) - Estimated Repair Costs - Our Holding and Transaction Costs - Minimum Margin = Your Cash Offer
That's it. No mystery, no hidden adjustments.
ARV is what the property would sell for in good condition on the open market, based on comparable recent sales in your specific Boston neighborhood. A Charlestown rowhouse and a Dorchester triple-decker have very different ARVs even if they're both three-bedroom properties. We use local comps, not city-wide averages.
Boston's $790,000 city-level median gives us a baseline, but what drives your number is what similar properties in your area - on your street, in your zip code, in your building type - have actually sold for in the last 90 days.
We estimate what it would cost to bring the property to a marketable condition. For a pre-1978 home with lead paint, that includes lead abatement or encapsulation. For a triple-decker with deferred maintenance, it includes roof, systems, and unit interiors. These are real contractor estimates, not inflated padding.
Holding costs cover the time between purchase and resale - taxes, insurance, utilities, financing. In Boston, those run higher than most markets given the property values involved. That cost is real, and it comes out of the spread between ARV and your offer price.
These aren't generic pain points. They're the situations we see most often in Boston, where the property type, tenant situation, or legal complexity makes the traditional listing path slow, uncertain, or genuinely expensive.
Triple-deckers in Dorchester, Roxbury, and East Boston are some of the most common inherited properties in Boston. They come with complexity: active tenants on leases, rent history that may not reflect current market rates, deferred maintenance across multiple units, and in many pre-1978 buildings, lead paint obligations that affect both disclosure and buyer financing options.
A financed buyer typically can't purchase a property with outstanding lead paint issues without remediation first. We can. We've bought multi-family properties with tenants in place, and we handle the coordination so you're not navigating tenant notification requirements alone.
If you've inherited a Boston property and the estate is going through Massachusetts probate, the timeline matters. The Probate and Family Court requires that a personal representative (executor or administrator) be appointed before the property can be sold. Informal probate options exist for qualifying estates, but court compliance is required regardless.
We work with sellers at all stages of the Suffolk County probate process. If the estate has been opened and the personal representative has authority to sell, we can move quickly. If you're earlier in the process, we can discuss what we'd be prepared to offer once probate clears - so you're not navigating this without a plan in place.
Massachusetts uses a non-judicial, power-of-sale foreclosure process. From the first missed payment, the typical window before a completed foreclosure auction is 12 to 18 months. Before your lender can accelerate the loan, you have the right to receive a 90-day right-to-cure notice, plus additional statutory notices including notice of sale by publication and mail before auction.
That timeline means you likely have more runway than you think - but acting earlier keeps more options open. A cash sale before auction can pay off the mortgage, stop the foreclosure, and preserve whatever equity you've built. If you've received a default or cure notice, this is worth a conversation now rather than later.
Managing a rental property in Boston is a different experience than in most U.S. cities. Tenant protections are strong, rent-controlled unit histories are complicated, and the costs of a vacancy, repair cycle, and re-leasing in a tight market are real. If you're done being a landlord but your property has tenants in place, a traditional listing is difficult at best.
We buy tenant-occupied properties. We understand Boston's rental market, and we can structure the transaction to comply with tenant notification requirements. You don't need to wait for leases to expire or navigate the eviction process to sell.
Boston's housing stock is old. The rowhouses in Back Bay and Beacon Hill are 19th-century construction. The triples in Dorchester and Allston often have aging roofs, knob-and-tube wiring, outdated plumbing, and decades of deferred maintenance. A financed buyer's lender will require repairs before closing on many of these properties. We won't. We price the repairs into our offer and handle them ourselves after closing.
Sometimes the sale just needs to happen on a specific timeline, for reasons that have nothing to do with the property's condition or the market. A job relocation, a separation agreement, or a life change that requires a quick, definitive closing date. We can work to a closing date that matches your actual need - whether that's three weeks or six. You tell us when, and we build the transaction around it.
Your situation may not fit neatly into one of these. That's fine. Call us and describe what you're dealing with.
Call (833) 330-1625 - No ObligationWe buy houses across Boston and the surrounding metro area. One honest note: offer values vary meaningfully by neighborhood. A South End condo has a different comp environment than a Mattapan triple-decker. We build every offer from neighborhood-level data, not a citywide average, so the number we give you reflects your actual market.
We buy properties throughout Boston, including neighborhoods with older housing stock, tenant-occupied multi-families, and properties in any condition.
You've read how the process works, how we calculate the offer, and what the honest comparison looks like. If a cash sale makes sense for your situation, the next step is simple - get a number. Our offer is written, no-obligation, and based on actual neighborhood comps for your property. If you accept, closing happens with a Massachusetts licensed attorney supervising the deed transfer and payoff paperwork. You're protected at every step.
No repairs. No commissions. No fees. Attorney-supervised closing in Massachusetts. Close on your schedule.
Your Questions Answered
Massachusetts real estate has its own rules - from attorney-supervised closings to lead paint requirements. Here are honest answers to the questions Boston sellers ask most. For more, visit our frequently asked questions about selling your home.
No. We buy Boston properties exactly as they sit - peeling paint in a Dorchester triple-decker, a dated kitchen in a Beacon Hill rowhouse, a basement full of furniture left behind after a death in the family. You take what you want and leave the rest. We handle demo, cleanup, and renovation after closing.
This matters especially in Boston's older housing stock. Pre-1978 homes with lead paint, properties with aging plumbing or knob-and-tube wiring - none of that disqualifies your home from a cash sale or changes the basic process.
Yes - and this is one of the most important things Boston sellers need to understand. Federal law requires sellers of homes built before 1978 to disclose any known lead-based paint hazards and provide buyers with an EPA-approved pamphlet. Given that a large share of Boston's housing stock predates 1978, this applies to most sellers here.
Beyond lead paint, Massachusetts Chapter 93A prohibits unfair or deceptive practices in real estate transactions - which means you cannot actively conceal known material defects even in an as-is sale. You are not required to file a general property condition disclosure form (Massachusetts does not mandate one), but you must disclose what you know. A legitimate cash buyer will walk through this with you honestly before closing. The state's Massachusetts homebuying process guide covers disclosure obligations in plain language if you want to review the requirements yourself.
Massachusetts is an attorney state, which means a licensed real estate attorney - not a title company acting alone - must conduct the closing and handle the deed transfer. When you sell to us, our closing attorney manages the title search, deed preparation, mortgage payoff coordination, and all recording filings with Suffolk County. You review and sign the closing documents, receive your funds, and that's it.
From your side, the paperwork is straightforward. The attorney involvement is there to protect both parties and ensure the title transfers cleanly - it is not friction, it is the normal Massachusetts process for every real estate transaction.
Massachusetts charges a deeds excise tax - commonly called a transfer tax - calculated as a set dollar amount per $1,000 of sale price. This is customarily paid by the seller at closing and comes directly out of your proceeds. At Boston's median price of $790,000, that tax is a real number worth factoring into any net-proceeds calculation.
With a cash sale through Eagle Cash Buyers, you pay no agent commissions (typically 5-6% on a listed sale), no seller-paid concessions, and no repair credits. We also cover our own closing costs. The transfer tax is the primary seller-side cost you should expect. When you compare that against the full cost column of a traditional listing - commissions, staging, carrying costs during 30-plus days on market, and potential inspection renegotiations - the net difference is often smaller than sellers expect.
In most cases, yes. Massachusetts probate for real property is handled through the Probate and Family Court. Before an inherited home can be sold, a personal representative - an executor named in a will, or an administrator appointed by the court - must be formally authorized. That person gathers the estate's assets, addresses outstanding debts, and then has authority to convey the property.
Suffolk County Probate Court handles estates for Boston properties. Informal probate is available for qualifying estates and can move faster than a full formal proceeding, but court compliance is still required. If you have not started the process yet, we can work around your timeline. We buy inherited properties regularly - triple-deckers with multiple heirs, multi-family buildings with sitting tenants, estates still in the middle of the probate process - and we can explain what stage you need to reach before a sale can close.
Yes, we buy tenant-occupied properties - including multi-family buildings and triple-deckers in Dorchester, East Boston, Jamaica Plain, and Roxbury where this is common. Massachusetts has strong tenant protections, and those do not disappear because you sell. Existing leases survive the sale, and month-to-month tenants retain their rights under state law.
What changes is that you are no longer the landlord. We take over as the new owner and handle tenant relations after closing. You do not need to evict anyone, negotiate move-outs, or wait for leases to expire before selling. If you want to understand how this affects your specific building, we are straightforward about it during the offer process - no surprises at closing.
We buy in all Boston neighborhoods: Back Bay, Beacon Hill, South End, Charlestown, Dorchester, Roxbury, Jamaica Plain, East Boston, Allston, Brighton, and surrounding areas. Yes, location affects the offer - and we would rather tell you that plainly than pretend it does not.
Offer values are based on after-repair value using neighborhood-level comparable sales, not a city-wide average. A triple-decker in Dorchester and a rowhouse in Back Bay have completely different comp environments, and the offer reflects that. What stays consistent is the process: honest evaluation, a written offer with no obligation, and a closing timeline you choose.
Legitimate cash buyers never ask for upfront fees, never pressure you to sign anything before you have reviewed it, and never use a closing process that bypasses a licensed Massachusetts real estate attorney. If someone wants to close without an attorney or asks you to sign documents outside of a standard closing, stop.
Here is what a legitimate offer looks like: a written purchase and sale agreement with a clear price and closing date, a closing conducted by a licensed Massachusetts attorney, and no fees charged to you before closing. We are happy to share our purchase and sale agreement template before you commit to anything - you can review it with your own attorney if you want a second opinion. That transparency is how you verify anyone you are considering working with.