Cottage Grove sellers own everything from 1960s ramblers to newer two-stories and houses in the historic Old Cottage Grove area. Send the address and we reply with a written cash offer within one business day.
Prefer to talk first? Call us at (833) 330-1625
Oren Sofrin, as quoted inMSNYahoo FinanceNasdaqGOBankingRates
Eagle Cash Buyers buys houses in Cottage Grove, Minnesota, for cash, in the condition they are in today. Send the address and a few details, and we make a written offer within one business day. Most sales close in 21 to 42 days, or later if you need more time. We buy mobile homes only when the seller owns the land.
I have worked with Eagle Cash Buyers on several deals both personal and investments. They work well with swiftness and professionalism. Their team is friendly and easy to work with!
I received the utmost help from Ms. Kelly with my home. She really went out of her way to help me. I can say she is truly an angel. There are still honest and trustworthy people on this earth.
Eagle Cash Buyers helped me to stop a foreclosure. My home was 2 days away from an auction. For a company who invests in buying homes for profit they helped my family keep mine. So grateful.
Wonderful to work with and stayed in contact at all stages through the process. Thank you again for everything.
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Sellers we bought from, in their own words. Under a minute and a half.
Cottage Grove sellers come with very different houses and reasons. Some own a 1960s rambler that has never been updated, some a rental, some a house inherited from family. Here are the situations we hear most.
The city's 2040 plan says suburban building began in 1958 and that the single-story rambler was the most common style of the 1960s, with split-levels added in the 1970s. If yours still has the original kitchen and baths, you can sell it as it stands and we price the offer from its condition.
The city's plan notes that many single-family homes in Cottage Grove are rented. If you want out of being a landlord, we buy houses with tenants in them. An existing lease generally passes to the buyer at closing, though what happens depends on the lease terms.
Related guide: Selling a Rental Property With Tenants
A house that comes from a family member can be a burden when the heirs live elsewhere. We can buy it as is, without a cleanout or repairs first. How the estate is handled affects the timing, so we keep to the schedule that works for you and the people helping you.
Related guide: How to Sell an Inherited House
A job change, a new home purchase or a family move rarely lines up with showings and open houses. Most of our sales close in 21 to 42 days, and you choose the closing date, including later ones when you need more time before you leave.
Older roofs, worn floors, an outdated kitchen or a deferred repair list can turn a listing into months of work. We factor repairs into the offer instead of asking you to fix them first. Condition changes the amount, since repairs are a cost to the buyer.
A house nobody lives in still costs money every month in utilities, insurance and upkeep. If a property has sat empty, send the address and tell us what you know about it, and we will reply with a written offer within one business day.
Related guide: Selling a Vacant House for Cash
Tell us about the property and you will hear back within one business day. Send it on a weekend and that means the next business day. There is no pressure either way.
Get My Cash OfferSellers in Cottage Grove are right to ask about the net rather than the headline offer price. On a typical listing, agent commission, closing costs, the Minnesota Deed Tax and repairs can all come out before you see a dollar. Here is how the three paths compare.
| Cost or Factor | Eagle Cash Buyers (Cash Sale) | Traditional Listing (Agent) | Instant-Offer Program (iBuyer) |
|---|---|---|---|
| Agent Commission | None - $0 | Negotiable, not fixed. For illustration only, 5% on a $398,600 sale is $19,930 | Usually none, though a service fee often applies |
| Repairs Before Sale | None - we buy as-is | Often paid by you before listing, or given back in price, and buyers' inspections often ask for more | Often deductions for repairs after the inspection |
| Minnesota Deed Tax | about 0.33% of the net price (slightly higher in a few counties); customarily the seller's. Your share is paid from your proceeds, as set out in the purchase agreement and shown on your settlement statement | The same tax applies | The same tax applies |
| Seller Closing Costs | We pay the closing costs, except your share of any transfer tax. Your mortgage payoff, back taxes and any other debts against the property are paid from your proceeds, as in any sale | Title, recording and closing fees, plus prorations; amounts vary by contract | A service fee set by each platform |
| Days to Close | Most close in 21 to 42 days, or later if you need more time; you pick the date | Weeks on the market, then weeks more to close, and a financed buyer's loan can still fall through | Set by each platform, and instant-offer programs buy only in some areas |
| Showings and Inspections | No public showings. Walkthroughs and any reinspection are as set out in the agreement | Multiple showings, buyer inspection, possible renegotiation after inspection | Usually a company inspection, often with repair deductions |
| Financing Contingency Risk | No buyer mortgage contingency. Other contract terms still apply | Buyer financing can fall through weeks into the process | Low risk, but platform rules apply |
| Condition Required | We buy as-is - no updates needed | Buyers and agents expect move-in or near-move-in condition for top dollar | Varies - iBuyers often exclude significant distress |
Your actual net depends on your loan payoff, prorations and contract terms. We walk through it with you before you sign anything. Instant-offer terms vary by company and change often.
Skip the listing process. Close on your schedule, in Cottage Grove, with no agent commission and the closing costs covered, apart from your share of any transfer tax.
See What We'd PayOne caller, selling an inherited house for the family, was calling around to several fast cash buyers to see who would offer the most. Our acquisition manager explained how the offer was worked out, starting from market value, then the cost of repairs, the cost of reselling and a margin for the company. The caller planned to have a friend in real estate check the math, and we think that is exactly what a seller should do.
We are not saying this was a Minnesota homeowner, and we have removed anything that could identify the person.

Sellers ask whether a cash sale is complicated. Usually it is not: we work with established Minnesota closing agents who coordinate the paperwork, and you sign in person or remotely, as the closing agent arranges. Here is how it runs.
Call us at (833) 330-1625 or fill out the form on this page. We ask a few basic questions: the address, the condition and your situation. No obligation, no hard pitch. Tell us what you know about the roof, plumbing, foundation and any past damage. See how our closing process works, start to finish.
We look at the property, recent comparable sales in Cottage Grove, and the repair costs, which we take off the price rather than asking you to do the work. You get a written cash offer with no agent commission. It shows the price, the contingencies and your estimated net before you sign. To weigh it against a traditional sale, our Minnesota page sets out what a listing costs.
Once you accept, we open title or escrow with the closing agent, who handles the title search, the loan payoff and the closing paperwork. The Minnesota Deed Tax and every other cost are shown on your settlement statement before closing. Most sales close in 21 to 42 days, depending on when the title work clears, or later if you need more time; you pick the date. Anything that could change the price after we agree is written into the agreement, so you can see it before you sign.
Zillow's Home Value Index put the typical Cottage Grove home at $398,600 in August 2026, 1.8% higher than a year earlier.
A typical-value figure reflects mid-priced homes across the whole city, not the condition of any one house. A rambler with its original systems and a house that was recently updated can sit far apart from that figure, and our offer starts from the house itself.
Financing can add a step in a traditional sale. A buyer using a mortgage generally needs the lender's appraisal, and the sale can be affected if the appraisal comes in low. A cash sale does not depend on a lender's appraisal.
Source: Zillow Home Value Index, August 2026. The figures describe Cottage Grove as a whole and do not set the value of any one house.
These questions apply to us too. Any buyer should answer them plainly.
We buy across Cottage Grove and throughout Washington County, from Old Cottage Grove and the 1960s subdivisions to the newer streets in the northeast. Each house is priced on its own merits.
The city's website describes Old Cottage Grove as a neighborhood off Lamar Avenue, and Wikipedia says Cottage Grove was platted in 1871. The city's plan sets a goal to maintain the unique and historic character of the area. The area also holds a landmark, John P. Furber's 1871 Italianate farmhouse, listed on the National Register in 1982, which is not typical of the housing around it. For a seller, each house here is an individual property, and we make our offer on the house you actually have.
The city's 2040 plan says suburban development began in 1958 with the Thompson Grove subdivision south of Highway 61, built by Orrin Thompson Homes, followed by other single-family subdivisions in the 1960s. The plan calls the single-story rambler with a detached single-car garage the most common style of that era. For a seller, a house with a familiar layout still gets its own offer, based on its condition and any updates.
The city's housing plan says the oldest residential subdivisions in Cottage Grove are near St. Paul Park, while the newest are in the northeast part of the city. (Old Cottage Grove, off Lamar Avenue, is a separate historic area.) St. Paul Park is a neighboring city on Cottage Grove's western edge. For a seller, houses of very different ages sit across the city, so an online estimate rarely tells the whole story and we look at your specific house.
Wikipedia says the area of Lower Grey Cloud Island formerly in Grey Cloud Island Township has been annexed by Cottage Grove. The city's 2040 plan guides most of the island for transitional planning, with rural residential along the northern and eastern shore, and lists river access among its goals for the island. For a seller, land-use and jurisdiction questions vary by parcel, so send us the address and we will look at your property as it actually is.
Neighborhood details are drawn from public sources, including cottagegrovemn.gov and en.wikipedia.org. Conditions vary from house to house.
Main ZIP code: 55016
We buy as-is for cash in Cottage Grove and across Washington County, so there is nothing to fix or clean up first. There are no repairs to schedule, no agent commission and no buyer mortgage contingency. You get a written offer within one business day and a closing date you choose, handled by a Minnesota closing agent.
We buy houses in Cottage Grove, MN and throughout Washington County. Cash offer within one business day. Most sales close in 21 to 42 days, or later if you need more time. No obligation to accept.
Cottage Grove and Washington County Seller Questions
Closing costs, older houses, tenants, mortgages, liens, probate and comparing offers, answered briefly.
We pay the closing costs on a sale to us, except your share of any transfer tax, and the purchase agreement sets this out. Eagle does not charge you an agent commission on a direct sale to us. Your mortgage payoff and any liens, delinquent taxes, HOA or association balances, agreed prorations and other seller obligations are deducted from your proceeds when applicable. The closing professional provides a settlement statement showing the charges and credits before closing. Transfer, deed, conveyance or similar taxes vary by state and locality. For a sale in Cottage Grove: about 0.33% of the net price (slightly higher in a few counties); customarily the seller's, subject to the purchase agreement.
Send the address and a few details about the house. We reply with a written offer within one business day. If you want to compare it against other offers, take the time you need.
Most sales close in 21 to 42 days, and later if you need more time. You choose the closing date within what works for both sides, so a job move or a purchase of your next home can set the schedule.
Selling a property as-is does not automatically eliminate disclosure obligations under applicable federal, state or local law. Tell us what you know about the roof, plumbing, electrical system, foundation, environmental conditions and any past damage or repairs so we can evaluate the property accurately and address known issues in writing before you sign. A real estate attorney licensed in Minnesota can confirm which disclosures apply.
No. You can sell the house as it stands, including old carpet, dated kitchens and a full garage. Condition affects the offer amount because repairs are a cost to the buyer, but you do not need to fix things first.
Yes, we look at houses of any age, from 1960s ramblers to houses in the historic Old Cottage Grove area, though every house is priced on its own condition and features. Send the address and we start from there.
Often, yes. Delinquent property taxes and many recorded liens can be paid from the sale proceeds at closing, provided there is enough equity and the required payoff or release can be obtained. The title search or other closing review will identify items that must be paid, released or otherwise resolved. A disputed lien, an unavailable payoff or debts exceeding the available proceeds can delay or prevent closing unless the issue is resolved or the creditor agrees to another arrangement. Tell us what you know upfront so the closing professional can investigate it early.
It depends on how title was held and Minnesota law. Property held in the deceased owner's name alone may require probate or another estate procedure before anyone has authority to sign a deed. Property held in a trust or with survivorship rights may pass outside probate. A probate or estate attorney licensed in Minnesota should confirm who has authority and which procedure applies. We can evaluate the property and make an offer while that is being established, but we cannot close until someone has legal authority to sign.
A sale may help avoid a foreclosure sale if it closes in time and the proceeds are enough to satisfy the required payoff, or if the lender gives written approval to accept less. In Minnesota, a foreclosure generally proceeds by notice and sale (foreclosure by advertisement) rather than through a court case. We cannot promise to stop or postpone a foreclosure; that depends on the lender or servicer, the sale process, the timing and whether the transaction closes. Contact us as early as possible and bring every notice you have so we can tell you whether our expected timeline appears workable. A HUD-approved housing counselor or an attorney licensed in Minnesota can explain your legal options and deadlines. Our Minnesota page explains how the foreclosure process generally works in the state.
Your mortgage is normally paid from the sale proceeds at closing. Whether the offer covers the payoff depends on what you owe, so compare your payoff amount with the offer before you decide.
Yes. We buy rentals with tenants in place, so you do not have to wait for a lease to end. A lease generally passes to the buyer at closing, though what happens depends on the lease terms.
Yes, when you own the land the home sits on. We do not buy a mobile home in a park or on a rented lot. If you own both the home and the land, send us the address.
A title company or closing agent normally prepares the documents, holds the funds and pays off your mortgage, and you can have an attorney review the agreement if you want. Ask us which company will handle yours.
A listing means preparing the house, showings and waiting on a buyer's financing, and it comes with commission. A cash sale trades some of that for a shorter, more predictable timeline. Neither path is right for everyone.
Yes. We think comparing offers is a good idea. Look at the price, the closing date, who pays which costs and what each buyer needs from you, and ask each buyer to explain how the number was reached.
Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. The agreement also states the price, closing date or timeline, contingencies and other material terms. The closing is handled by the title company, escrow holder, settlement agent or closing attorney used for the transaction.
Eagle Cash Buyers is not a law firm, title company or tax advisor. This information is general and is not legal, title or tax advice. Laws, procedures and transaction costs vary by state and locality, and the purchase agreement and closing documents control each transaction.

Reviewed by Oren Sofrin, Founder and CEO of Eagle Cash Buyers
Oren has more than ten years in real estate, and he and the Eagle team have completed over 1,000 transactions. His market commentary has been quoted by MSN, Yahoo Finance, Nasdaq and GOBankingRates. Last reviewed September 2026.