Row of colorful two-storey homes on a Houston Heights street in Texas
Questions? Call us: (833) 330-1625

Sell My House Fast in Texas: We Buy Houses for Cash, As-Is, Any Condition

Any condition, from the Panhandle to the Valley. Tell us the address and we will put a real number in writing, free, with nothing to sign.

Sold as-is, no repairs to fund Free, no-obligation offer No agent commission to pay All 254 Texas counties

Eagle Cash Buyers evaluates residential property across 43 states, Texas included, from Houston and San Antonio through Dallas and Fort Worth to Austin, El Paso and the Rio Grande Valley. Texas foreclosures can move quickly once they start, so if a date is involved, the calendar matters more here than the price does. Tell us about the property and we will explain what a cash sale would actually look like.

Question 1 of a few

What is the Texas address?

We price against sales in your own county, and Travis prices nothing like Hidalgo, so this is where we have to start. The next few questions cover condition, ownership and your timing.

Free, and nothing to sign. If a traditional listing would leave you with more, we will tell you.

Next: condition of the house, who is on the title, and the date you would like to close by.
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Finding your cash offer...

What a cash sale in Texas actually costs you

A cash offer comes in below what a prepared house would fetch on the open market. You are trading price for speed, an as-is sale and a much shorter list of things that can go wrong. Whether that trade makes sense depends on the condition of the house and what waiting is costing you.

Below is the honest comparison. Read the last two rows as carefully as the first ones.

 Listing with an agentEagle Cash OfferEagle Retail Max
Typical timelineAbout 68 days on market, then 30 to 45 days to closeRoughly 21 to 42 daysLonger than a cash offer, and driven by the end buyer
Agent commission 5% to 6% of $333,611About $16,700 to $20,000 from your proceedsNone from youNone from you. Eagle covers applicable commissions
Closing costs other than transfer taxSeller pays a shareEagle pays themEagle pays them
Mortgage payoff, prorated property taxes, title policyYoursYours, except the title policy, which Eagle paysEagle pays the title policy. The rest is yours
Repairs before saleOptional, but selling as-is usually narrows the buyer pool and the priceNone. Sold as-isNone from you. Eagle covers approved repair and concession costs
ShowingsOngoing, on the buyer's scheduleProperty review and inspection onlyRequired. Normally scheduled 24 hours ahead when occupied
Financing riskA buyer’s loan can fail on underwriting, appraisal or property conditionNo lender on our sideDepends on the end buyer
Likely proceedsHighest, if the house is market ready and you can waitLowest of the threeBetween the two

Commission figure uses the Texas median sale price of $333,611 as of August 2026 and a typical 5% to 6% rate (it varies by market), for illustration only. Your numbers will differ. Texas charges no real estate transfer tax, so that line does not appear here as it would in most states, though recording fees and the title insurance premium still apply. On a sale to Eagle, we pay both. Which structure fits depends on the property, your equity and your timing, and the written agreement controls in every case.

Two things decide this, and they are worth separating: whether you have the time to wait a sale out, and whether you have the money to put the house right before it goes on. Where you have both, list it with a good local agent. We would rather say that up front than spend three weeks getting to the same answer. Where one of them is missing, a cash sale is not the consolation prize. It is often the better outcome and sometimes the only one that closes: a house that needs work you cannot fund, a tangled title, a real deadline, or a situation that takes the listing route off the table.

How to Sell Your House Fast in Texas for Cash

Send us the address and enough detail about the property to work with. During business hours an initial no-obligation offer is often possible within minutes to a few hours, though plenty of houses need research, photographs or a walkthrough first. If you accept, we open title with a Texas title company, which is how most closings run here. Most Eagle transactions close in roughly 21 to 42 days, depending on title readiness, liens, payoffs, any association balances and the property review.

1

Tell us about the house

The address on this page, or a call to (833) 330-1625. We ask about condition, who is on the title, what is owed and when you want to be out. Not your credit.

2

We underwrite, then put it in writing

Comparable sales in your county, what the repairs will cost us, and the resale risk. The written agreement states the price, the closing target and the contingencies.

3

Property review, title, closing

We inspect the house and open title. Payoffs, liens and ownership get verified. The title agency records the deed and disburses your proceeds.

Workers replacing the roof on a brick house in Fort Worth, Texas
Hail damage and roof age are among the most common reasons a Texas house will not pass a buyer lender's inspection.
Want to see the number before you decide anything?Tell us the address. The offer is free, there is nothing to sign, and if listing would net you more we can usually say so.
Get My Cash Offer or call (833) 330-1625

We Buy Houses Across Texas

Select a city to learn more

Cash Home Buyers Across Houston, Dallas, San Antonio, Austin and Every Texas Metro

Texas is big enough to contain several different housing markets at once. Austin has corrected sharply from its peak, Houston runs on energy and flood risk, the Valley and West Texas are among the most affordable markets in the country, and Dallas and Fort Worth sit somewhere in between. We operate across all of them.

Aerial view of downtown Houston skyscrapers
Texas metros range from some of the fastest growing in the country to some of the most affordable.

Houston Metro

Harris, Fort Bend, Montgomery and Galveston

The largest market in the state and the one where flooding shapes everything. Post-Harvey repair history, flood zone changes and rising insurance decide whether a house can be financed at all. We buy properties with flood history and unrepaired damage.

Sell Your House in Houston →

Dallas and Fort Worth

Dallas, Tarrant, Collin and Denton

A huge, varied metroplex with clay soils that move. Foundation problems are the single most common obstacle we see here, and a house showing movement narrows to cash buyers very quickly even when everything else about it is sound.

Sell Your House in Dallas and Fort Worth →

San Antonio

Bexar, Comal and Guadalupe

More affordable than Austin or the metroplex, with a large stock of mid-century housing inside Loop 410 where older electrical service, original plumbing and roof age are the usual sticking points for a financed buyer.

Sell Your House in San Antonio →

Austin and Central Texas

Travis, Williamson and Hays

Austin has corrected sharply from its peak, and plenty of sellers here are holding a house worth less than they expected. That makes an honest comparison between listing and a cash sale especially worth doing properly.

Sell Your House in Austin and Central Texas →

El Paso and West Texas

El Paso, Lubbock and Midland

Separate economies from the rest of the state, with El Paso tied to the border and the Permian markets tied to energy. Thinner buyer pools mean longer marketing times, and being inside the footprint is not the same as an offer.

Sell Your House in El Paso and West Texas →

Rio Grande Valley

Hidalgo, Cameron and Starr

McAllen, Brownsville and Harlingen sit among the most affordable markets in the country. A lot of the housing stock is older or manufactured, both of which narrow the financed buyer pool considerably.

Sell Your House in Rio Grande Valley →

Corpus Christi and the Coastal Bend

Nueces and San Patricio

Coastal exposure brings windstorm insurance into every conversation, and premiums have moved sharply. Roof age matters a great deal here.

Sell Your House in Corpus Christi and the Coastal Bend →

East Texas and the Piney Woods

Smith, Gregg and Jefferson

Tyler, Longview and Beaumont run closer in character to the Deep South than to the metroplex. Slower markets, older housing, and heirship title problems on family land that has passed down without probate being completed.

Sell Your House in East Texas and the Piney Woods →
Do not see your town on the list?We evaluate property in all 254 Texas counties, not only the cities with their own page.
Get My Cash Offer or call (833) 330-1625
Asked in Texas

Can You Sell Your Texas House to a Family Member for $1?

This is one of the most searched Texas selling questions, and the short answer is that you can transfer it, but calling it a $1 sale creates several problems that a proper approach avoids. We do not profit from the answer either way, so here it is straight.

You can transfer it. It is just not really a sale.

Nothing stops you deeding Texas property to your son, daughter or anyone else. What the $1 does not do is make it a sale in the eyes of anyone who matters. The IRS treats a transfer for far less than market value as a gift of the difference, whatever the deed says.

The four things that actually bite

  • Gift tax reporting. A transfer well below market value generally requires a federal gift tax return for the difference. Most people owe no tax because of the lifetime exclusion, but the filing obligation is separate from the tax bill, and skipping it is where trouble starts.
  • They inherit your cost basis instead of a stepped-up one. This is the big one and almost nobody sees it coming. Give the house away now and your child generally takes on your original purchase price as their basis. Leave it to them instead and the basis is normally stepped up to the value at your death. On a long-held Texas house that difference can be tens of thousands of dollars of capital gains tax when they eventually sell.
  • The mortgage. If there is a loan, it does not disappear, and most deeds of trust contain a due-on-sale clause that can be triggered by a transfer. Check before, not after.
  • Medicaid look-back. If long-term care is anywhere in the picture, giving away a house can affect eligibility for years afterwards. This one has caught a lot of families.

What to do instead

If the goal is to get the house to your family, the sensible versions are a properly documented sale at a fair price, a sale with a gift of equity that is recorded as such, or leaving it through your estate so the basis steps up. Which is right depends on your age, your health, the mortgage and your other assets.

Talk to a Texas attorney and an accountant before you sign a deed. This is one of the few places where an hour of advice reliably saves real money, and we are neither. If the answer turns out to be an ordinary sale, we are happy to give you a number to compare against. If it turns out to be keeping it in the estate, that is a good outcome too and it costs you nothing to have found out.

Texas Counties We Cover

From El Paso in the far west to Jefferson on the Gulf, our city pages span the state, and we evaluate property anywhere in Texas. Being inside the footprint is not the same as an offer. Location, property type, condition, marketability, title and our current buying criteria all decide whether we can make one.

Anderson County
Andrews County
Angelina County
Aransas County
Atascosa County
Bastrop County
Bee County
Bell County
Bexar County
Bowie County
Brazoria County
Brazos County
Brown County
Caldwell County
Calhoun County
Cameron County
Cherokee County
Collin County
Comal County
Cooke County
Coryell County
Dallas County
Deaf Smith County
Denton County
Ector County
El Paso County
Ellis County
Erath County
Fannin County
Fort Bend County
Galveston County
Gillespie County
Gray County
Grayson County
Gregg County
Guadalupe County
Hale County
Hardin County
Harris County
Harrison County
Hays County
Henderson County
Hidalgo County
Hockley County
Hood County
Hopkins County
Howard County
Hunt County
Hutchinson County
Jefferson County
Jim Wells County
Johnson County
Kaufman County
Kendall County
Kerr County
Kleberg County
Lamar County
Lubbock County
Matagorda County
Maverick County
McLennan County
Midland County
Montgomery County
Moore County
Nacogdoches County
Navarro County
Nolan County
Nueces County
Orange County
Palo Pinto County
Parker County
Potter County
Randall County
Rockwall County
Rusk County
San Patricio County
Scurry County
Smith County
Starr County
Tarrant County
Taylor County
Titus County
Tom Green County
Travis County
Uvalde County
Val Verde County
Victoria County
Walker County
Waller County
Washington County
Webb County
Wharton County
Wichita County
Willacy County
Williamson County
Every Texas metro prices differently. So does every street.Send the address and we will look at what has actually sold near you.
Get My Cash Offer or call (833) 330-1625

Texas Cities We Serve

Communities from the Panhandle to the Gulf Coast. Our busiest Texas markets are Houston, Dallas, San Antonio, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano and Lubbock. Select your city for local detail.

Houston Area
Dallas Area
San Antonio Area
Austin Area
El Paso Area
McAllen Area
Denton Area
Corpus Christi Area
Lubbock Area

Texas Seller Situations: Foreclosure, Probate, Storm Damage, Rentals and Vacant Property

These are the situations we run into most often in Texas, and what we can and cannot do about each one.

⚠ Facing Foreclosure in TexasFirst Tuesday, and two short notice periods at the end of a longer process

Once a Texas foreclosure starts, it moves quickly. There is no court case. Your servicer sends a certified letter giving you a window to cure, then posts, files and mails a notice of sale, and the auction happens on the first Tuesday of a month at the county courthouse. The laws section on this page sets out the detail.

Those two notices are the end of the process, not the whole of it. For most federally covered residential mortgages the federal rule at the top of the laws section generally comes first. And certified mail counts from the day it is posted, not the day you read it, so if your mail is going somewhere else the whole window can pass unseen.

After the sale there is generally no right of redemption on a mortgage foreclosure. That is why the date on the notice is the only thing that matters. A closing that pays off the loan before the first Tuesday ends it. We cannot promise to stop a foreclosure or protect your credit, because that depends on your lender, the timing and whether a closing actually happens. Send us the notice and we will tell you honestly whether the dates work.

Read selling before foreclosure, selling during foreclosure and how foreclosure auctions work, then speak to a Texas attorney or a HUD-approved housing counselor.

🏠 Inherited Property, Probate and HeirshipWhere Texas paperwork gets complicated

Texas real estate held in a deceased owner's sole name generally has to be dealt with through probate before it can be sold cleanly. Texas offers routes that some states do not, including independent administration and, where no will exists, an affidavit of heirship or a judicial determination of heirship. Which one applies is a question for a Texas probate attorney, not for us.

What we can tell you is that an executor or administrator selling in the course of administering an estate is generally exempt from the Seller's Disclosure Notice, which removes one obstacle for someone who never lived in the house.

Older Texas properties that have passed through a family without probate being completed often have title problems that surface only when someone tries to sell. Start early. We work alongside your attorney rather than around them.

See selling an inherited house.

🌪 Storm Damage, Hail, Foundations and InsuranceThe Texas condition problems that stop a financed buyer

Three things come up again and again on Texas houses. Hail damage to roofs across North and Central Texas, often with a claim history attached. Foundation movement on the clay soils that run through the Dallas, Fort Worth and Houston areas, where a house can show cracking and doors that will not close. And flooding, particularly in the Houston region.

Any of them can make a house effectively unfinanceable, because a buyer's lender needs insurance and an appraiser who will sign it off. That is the gap a cash purchase fills. We buy houses with foundation issues, unrepaired hail damage and flood history.

Tell us early and tell us honestly. It affects the number, and we would far rather price it correctly on the first call than discover it during the property review.

Related guide: How to Sell a House As Is

🔑 Tired Landlords and Tenant-Occupied RentalsLeases, turnover and a softening rental market

Texas has a very large investor-owned housing stock, particularly across Dallas, Fort Worth, Houston and San Antonio, and a lot of it has come to market at once as rents flattened and property tax bills and insurance rose.

We buy tenant-occupied property. A lease generally survives a sale, so the tenancy comes with the house. Tell us what leases are in place, what the rents are and whether anyone is behind, so the figure we quote is one we can actually perform on.

See selling a rental with tenants.

💰 Divorce, Relocation and Job MovesWhen something other than price sets the date

A decree, a transfer or a job that has already started sets a date the market does not care about. In a Texas market running at 68 days on market with prices slightly down, a listing is still worth considering, but it is not a fast option and it is not a certain one.

Where a cash sale earns its place is when two owners cannot agree on repairs, when carrying two properties is the real cost, or when a certain date matters more than the last few thousand dollars. We will look at both routes with you and say which we think leaves you better off, including when the answer is not us. The test is simple: if you have the time to wait a sale out and the money to put the house right first, list it. If either is missing, a cash sale is usually the stronger option rather than the weaker one.

Related guide: Selling a House During Divorce

🚫 Vacant Property and Houses That Have SatTexas heat, insurance restrictions and the tax bill that keeps coming

An empty house in Texas costs money every month and deteriorates while it does it. Standard homeowner policies often restrict cover once a property has been vacant for a set period. Air conditioning left off through a Texas summer is hard on a building. And the property tax bill arrives regardless of whether anyone is living there, which in a high property tax state is the largest line.

We buy vacant property, including houses that have been empty for years. Tell us honestly what condition it is in.

See selling a vacant house.

💵 Liens, Back Taxes and an Underwater LoanWhat comes out before you see anything

Delinquent property taxes, association dues, judgment liens, mechanic's liens and utility balances all attach to the property and come out of the proceeds at closing. Texas property tax delinquency in particular accrues penalties and interest quickly, and a taxing authority can eventually foreclose in its own right. None of it stops a sale. It reduces what reaches you, and it needs to be on the table early.

If you owe more than the house is worth, a straightforward sale cannot close, because the lender has to be paid in full to release its lien. The honest options are bringing the difference, asking your lender to approve a short sale, which is their decision and takes time, or listing if that nets more. We will tell you which applies on the first call.

Related guide: Selling a Home With Liens or Back Taxes

Recognize your situation above?Most of what we do is untangling the awkward ones. Send the address and we will tell you what is possible.
Get My Cash Offer or call (833) 330-1625

What Actually Happens on the First Call

People put off calling a company like ours because they do not know what they are walking into. Here is a real call, with the details that could identify anyone removed. We are not saying it was a Texas seller, because we do not attach cases to states they did not come from.

From our own call records

A man called about his wife’s house. She had sent the inquiry, he was out running errands, and he thought he would get things started. Our acquisition manager noticed the inquiry was in her name, asked whether she was unable to take part, and when the answer was no, she simply asked me to call, he stopped the conversation there. Not for a signature. We talk to the owner. They booked a three-way call for once he was home, around his drive rather than our calendar.

What that first call is for, in his words: it is pretty basic, really more for us to find out about the property and the condition it is in. No offer on the spot, no paperwork, no pressure.

Anonymised from a recorded call. No names, no location, no property details, because the record holds none and we do not invent them. This account ends where the record ends, with a follow-up scheduled.

Asked in Texas

The 70% Rule, and How a Cash Offer Is Actually Calculated

Texas sellers search for this a lot, and it is a fair question. Here is the arithmetic the cash-buying industry runs on, including us.

The formula

The rule of thumb is that an investor pays no more than 70% of the after-repair value, minus the cost of repairs.

Worked example on a Texas house Say a house would be worth $300,000 fixed up, and needs $40,000 of work.
70% of $300,000 = $210,000. Minus $40,000 of repairs = $170,000.

What that 30% is actually paying for

It is not all profit, and anyone implying it is has not run the numbers. It covers:

  • Selling costs on the far end. When the house is resold, there are agent commissions and closing costs on that sale.
  • Carrying costs while the work happens. In Texas that means property tax, which is high here, insurance, utilities and often the cost of money.
  • The risk that the repair estimate is wrong. It usually is, in one direction.
  • The risk that the after-repair value is wrong, which matters more in a market where the statewide median is 1.3% lower than a year ago.
  • Profit. Yes. That is the point of a business.

Where the rule breaks down

Treat 70% as a starting point, not a law. It moves:

  • Up, toward 75% or higher, on a newer house in a strong market needing light work, where the resale risk is small.
  • Down on a house with foundation movement, fire damage, an unusual layout, or in a thin rural market where the buyer pool for the finished product is small.
  • It barely applies at all to our Retail Max route, which aims at an end buyer rather than a rehab, and generally nets more with a longer timeline.

How to use it

Work out what your house would sell for in good condition, get a realistic repair figure, and run the arithmetic yourself. If an offer you have been given is far below that, ask what they are assuming about the repairs and the after-repair value. If it is far above, ask what happens to the price after their inspection, because an offer that gets cut a week before closing is worth nothing.

We will show you our own numbers if you want them. The written agreement states the price and the contingencies, and we do not agree a figure and quietly reduce it later.

Those are statewide averages. Your house is not an average.We price against sales in your own county and put the number in writing.
Get My Cash Offer or call (833) 330-1625

Texas Real Estate Laws Every Seller Should Know

Texas auctions foreclosed homes on the first Tuesday of the month, gives you two short notice periods before that, and charges no transfer tax at all. Here is what generally applies before you sell, in plain language.

Before Any State Clock Starts: the Federal 120-Day Rule

Every state timeline on this page sits behind a federal one, and it is the single most useful thing to know if you have missed payments. Under Regulation X, 12 CFR 1024.41(f)(1), a mortgage servicer generally “shall not make the first notice or filing” required for a judicial or non-judicial foreclosure unless the borrower's mortgage loan obligation is more than 120 days delinquent.

That is roughly four months of missed payments before the state process is even allowed to begin. It is why a state sequence that looks alarmingly short on paper is usually longer in practice than the statute alone suggests.

The exceptions, because they are real. The rule does not apply where the foreclosure is based on a violation of a due-on-sale clause, or where the servicer is joining the action of a superior or subordinate lienholder. Small servicers are not exempt from this particular prohibition. Loan types and servicing arrangements vary, and some loans are outside Regulation X altogether.

So treat 120 days as the general floor rather than a guarantee, and work from the dates on your own paperwork. If a notice has arrived and you do not believe you are past that point, that is a question worth putting to a HUD-approved housing counselor or an attorney before you do anything else.

The First Tuesday Auction, and What Has to Happen Before It

Once a Texas foreclosure sequence legally begins it moves fast, and that is worth understanding precisely rather than as a headline.

  • Your servicer sends a notice giving you at least 20 days to cure the default before notice of sale can be given.
  • At least 21 days before the sale, notice is posted at the courthouse, filed with the county clerk and mailed to each debtor obligated on the debt.
  • The auction happens on the first Tuesday of a month, between 10 a.m. and 4 p.m., at the county courthouse.

Those are the final two steps, not the whole story. Both periods are floors, not maximums, and for most federally covered residential mortgages the federal 120-day rule described above sits in front of the entire sequence. So the 20 and 21 days are what happens at the end of a much longer process, and a page telling you Texas gives you six weeks of warning from your first missed payment is describing something that generally cannot happen.

One detail that catches people: the statute treats notice by certified mail as served when it is posted, not when you receive it. If you have been away, or mail has been going to an old address, you can be further along than the postmark suggests.

Official source: Texas Property Code §51.002

After the Sale There Is Generally No Redemption. Unless It Was the HOA.

This is where Texas differs sharply from many states, and it is the reason timing matters more here. After an ordinary mortgage foreclosure sale in Texas there is generally no right to redeem. There is no months-long window afterwards to buy the property back. Act before the auction, and do not assume a meaningful post-auction window exists.

The significant exception is a foreclosure by a property owners' association for unpaid assessments, where a redemption right of up to 180 days generally applies for a residential homestead owner. Those are different proceedings with different rules, so the first thing to establish is who is foreclosing.

Where a sale produces more than the debt, any surplus is what remains after the debt, costs and other valid liens are satisfied, and junior lienholders are generally paid ahead of the former owner. Excess proceeds are typically deposited with the court, and claiming them is a separate process with its own deadlines.

No Transfer Tax, but Property Taxes Are the Carrying Cost

Texas charges no real estate transfer tax. Most states take a percentage of the sale price when the deed is recorded. Texas does not, so that line simply is not part of your arithmetic here, though recording fees and the title insurance premium still apply. On a sale to Eagle, we pay both.

What Texas charges instead is property tax, and it is among the highest in the country because there is no state income tax. That matters for a decision rather than as trivia: the monthly cost of holding a house you are trying to leave is a real number here, and it is usually the figure that decides whether waiting is affordable. Look at your own bill rather than a statewide average, because rates vary widely between taxing jurisdictions.

The seller's disclosure notice, and who is exempt. Texas generally requires a seller's disclosure notice, and the exemptions cover much of this page's audience: transfers by an executor or administrator, transfers by a trustee in a foreclosure, and transfers between certain family members are among those excluded. Exempt is not permission to conceal a known defect, and whether your transfer qualifies is a question for a Texas attorney looking at your paperwork.

Closing. Texas closings run through title companies rather than attorneys as ordinary practice, which is one reason a clean Texas file can close toward the shorter end of our range.

Official source: Texas Property Code §5.008, seller's disclosure

General information, not advice. This section describes Texas practice in general terms and was checked against the sources cited in September 2026. Laws, timelines and local procedures change, and how any of it applies to your property depends on facts we have not seen. It is not legal, tax or financial advice, and it is no substitute for talking to a Texas attorney, accountant or HUD-approved housing counselor about your own situation.

Texas Housing Market Snapshot

Texas prices have edged down over the year, with six months of supply and almost a quarter of listings cutting price. Figures below are Redfin statewide data for August 2026.

Texas statewide figures, Redfin, August 2026. Recheck before relying on them.
MeasureLatestSource
Median sale price$333,611Redfin, August 2026
Median days on market68 daysRedfin, August 2026
Year-over-year price change-1.3%Redfin, August 2026
Homes for sale, down 3.2%180,524Redfin, August 2026
Listings taking a price cut23.0%Redfin, August 2026
Sale-to-list price ratio97.3%Redfin, August 2026
Aerial view of a tree-lined Houston suburban neighborhood
Texas homes took a median of 68 days to sell in August 2026, and the statewide median price was slightly lower than a year earlier.

Prices are flat to slightly down, and that changes the maths

Of the states we have looked at closely this year, Texas is the one where the median sale price is actually lower than it was twelve months ago, by 1.3%. Add 68 days on market, six months of supply and 23% of listings taking a price cut, and the familiar advice to wait for the market to come to you is weaker here than it is elsewhere.

We are not going to tell you prices will keep falling, because we do not know and nor does anyone else. What we will say is that the case for waiting is usually built on an assumption of appreciation, and in Texas right now that assumption is not being supported by the data. If you are weighing a slower sale against a faster one, that belongs in the calculation alongside what the house costs you to hold.

And in Texas, holding is not cheap. There is no state income tax here, and the state funds heavily through property tax instead, so the annual bill on a house is high by national standards. Insurance in hail and windstorm regions has been rising as well. Statewide, the median sale price was $333,611 in August 2026 with 180,524 homes on the market. Figures are as of the date shown and worth rechecking before you rely on them.

Selling Just Over the Texas Line?

Plenty of Texas sellers own a second property, an inherited house or a former rental across a border, and the rules change the moment you cross it. Texas auctions on the first Tuesday after two short notice periods and charges no transfer tax. Its neighbors do not work that way. We evaluate property in all of these.

Oklahoma

North of the Red River, and a state where foreclosures can go through the courts. See Oklahoma City or Lawton.

Louisiana

East of Beaumont, with a civil law system unlike anywhere else in the country. See Shreveport or Lake Charles.

New Mexico

West of El Paso, and a judicial foreclosure state with its own timetable. See Las Cruces or Albuquerque.

Arkansas

North east of Texarkana, with a different notice schedule. See Texarkana or Little Rock.

What Sellers Say About Working With Us

Carlos MRated 5 out of 5
My old rental in Austin kept sitting vacant. Eagle Cash Buyers made a straightforward cash offer the day after I called and we closed in 10 days. No inspections, no repairs, and they even worked with my tenants' schedule. Perfect option for landlords wanting to sell an investment property quickly, as-is.
Todd KillianRated 5 out of 5
Experienced and trustworthy! It has been great to work with Oren from Eagle Cash Buyers.

One of these describes a closing faster than our normal range. We move as fast as the title work allows, but most transactions close in roughly 21 to 42 days.

4.5 from 40 reviews on Google · read them all

2019

Founded, and headquartered in Columbus, Ohio.

1,000+

Transactions since 2019 across a 43-state footprint. Coverage does not mean every property qualifies.

A+

Eagle Cash Buyers, LLC is BBB Accredited with an A+ rating. Accreditation is not an endorsement. See the profile.

Ready to See What a Texas Cash Sale Looks Like?

Sold as-is. No agent commission. Most transactions close in roughly 21 to 42 days.

Get My Free Cash Offer

Or call us: (833) 330-1625

Texas Home Selling Questions, Answered Straight

Real answers about Texas law, timelines and how the process actually works here.

How fast can you close on a Texas home?

Most Eagle transactions close in roughly 21 to 42 days. Texas closings normally run through a title company rather than requiring an attorney, which helps, but the timeline still depends on title readiness, liens, mortgage payoffs, any association balances and the property review. Faster is sometimes possible when the title is clean. If you are facing a first Tuesday foreclosure sale, tell us the date early and we will say honestly whether it is realistic.

How quickly can I get an offer?

During business hours an initial no-obligation offer is often possible within minutes to a few hours once we have enough information about the property. Some houses need research, photographs or a walkthrough before we can put a number in writing. We would rather take an extra day and give you a figure we can actually perform on.

How does Texas foreclosure work, and how much time do I have?

Less than most people expect. Texas uses power of sale rather than a court case, and the auction is held on the first Tuesday of a month at the county courthouse. Before it you get at least 20 days to cure and then at least 21 days' notice of the sale, and for most federally covered mortgages that sequence generally cannot start until the loan is more than 120 days delinquent. The laws section on this page has the detail. For your own dates, ask a Texas attorney.

Is there a redemption period after a Texas foreclosure?

Generally not after a mortgage or deed of trust foreclosure. Once the first Tuesday sale happens it is normally final, which is why everything useful happens before the auction. The exception is a property owners' association foreclosing over unpaid dues, where the owner generally has 180 days to redeem, and tax sales run on separate rules again. If you are not sure which kind of sale happened, establish that quickly with a Texas attorney.

I inherited a Texas house. Do I still have to complete the disclosure form?

Often not. An executor or administrator selling in the course of administering an estate is generally exempt from the Seller's Disclosure Notice, which makes sense because they frequently never lived in the house. Being exempt from the form is not a reason to stay quiet about a problem you know about. The laws section on this page lists the other exemptions, and whether yours applies is a question for a Texas attorney.

Does Texas charge a real estate transfer tax?

No, and it is written into the state constitution. An amendment added in November 2015 provides that after 1 January 2016 no law may be enacted imposing a transfer tax on a transaction conveying fee simple title to real property. On a house at the Texas median of $333,611, a 0.7 per cent transfer tax would be roughly $2,335. In Texas that line is zero. The constitution does expressly preserve a tax on the issuance of title insurance, so the title policy premium still applies, and county recording fees still apply, so closing is not free.

How do you calculate the cash offer on a Texas home?

The industry rule of thumb is 70% of the after-repair value, minus the cost of repairs. On a house worth $300,000 fixed up and needing $40,000 of work, that is 70% of $300,000, which is $210,000, minus $40,000, giving $170,000. The 30% is not all profit: it covers the agent commissions and closing costs on the eventual resale, the carrying costs while the work happens, which in Texas includes a high property tax bill, the risk that the repair estimate is wrong, the risk that the after-repair value is wrong, and profit. The percentage moves up on newer houses needing light work and down on foundation problems, fire damage or thin rural markets. We will show you our own numbers if you want them.

Can I sell my Texas house to my son for $1?

You can transfer it, but a $1 price does not make it a sale in the eyes of the IRS, which generally treats a transfer well below market value as a gift of the difference. Four things usually matter more than the deed. A federal gift tax return is generally required for the difference, even where no tax is owed. Your child normally takes on your original cost basis rather than a stepped-up one, which can mean a large capital gains bill when they later sell, whereas inheriting it usually steps the basis up. Any mortgage does not disappear and most deeds of trust contain a due-on-sale clause. And if long-term care is a possibility, a gift can affect Medicaid eligibility for years. Speak to a Texas attorney and an accountant before signing a deed. We are neither.

My house has foundation problems or hail damage. Will you still buy it?

Usually yes, and these are among the most common reasons Texas sellers call us. Foundation movement on the clay soils around Dallas, Fort Worth and Houston, hail damage to roofs across North and Central Texas, and flood history in the Houston region can all make a house effectively unfinanceable, because a buyer's lender needs an insurer and an appraiser to sign off. That is precisely the gap a cash purchase fills. Tell us early and honestly, because it affects the number and we would rather price it correctly than restructure the deal later.

Is now a bad time to sell in Texas?

It is a slower market than it was, and we would rather say so. In August 2026 the Texas median sale price was $333,611, down 1.3% on the year, homes took a median of 68 days to sell, there were about six months of supply and 23% of listings took a price cut. We are not going to predict what happens next, because nobody knows. What we will say is that the usual argument for waiting assumes prices rise while you wait, and that assumption is not currently supported by the data here. Weigh it against what the house costs you to hold, which in a high property tax state is a real monthly number.

Can I sell a tenant-occupied rental in Texas?

Yes. A lease generally survives a sale, so the tenancy comes with the house. Texas has a very large investor-owned housing stock and a lot of it is being sold at once as rents flattened while property tax and insurance rose, so this is familiar ground for us. Tell us what leases are in place, what the rents are and whether anyone is behind, so the figure we quote is one we can perform on.

Who pays closing costs, and is there anything left for me to pay?

Eagle pays the closing costs, except your share of any transfer tax, and there is no agent commission on a direct sale to us. You do not pay us a fee. What still comes from your side of the settlement is your mortgage payoff and prorated property taxes, along with anything else attached to the title such as delinquent property taxes, association dues, judgment liens, mechanic's liens or probate expenses. Texas charges no transfer tax, but the title insurance premium and county recording fees still apply. On a sale to Eagle, we pay both. Those are seller obligations rather than closing costs, and they are not interchangeable. The title work and the written agreement set out exactly what applies.

Will Eagle always purchase the property directly?

Not necessarily. Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. The written agreement explains the rights and obligations that apply. What matters is that the structure is disclosed to you, the agreed terms are honored and the buyer is positioned to actually perform.

Can I back out after accepting a cash offer?

The purchase agreement specifies the contingencies and cancellation terms, and we keep our contracts straightforward. If your situation changes before closing, talk to us directly. We would rather work through it than hold someone to a deal that no longer makes sense for them.

Oren Sofrin

Reviewed by Oren Sofrin, Founder and CEO of Eagle Cash Buyers

Oren has more than ten years in real estate, and he and the Eagle team have completed over 1,000 transactions. His market commentary has been quoted by MSN, Yahoo Finance, GOBankingRates and BiggerPockets. Last reviewed October 2026.

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