A direct cash offer puts you in control of when you close. Whether your property is in Riverdale or Mott Haven, whether it has open HPD violations or rent-stabilized tenants, we buy it as-is. No repairs, no agent commissions, no closing cost surprises.
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Getting your offer ready...
Most listings agents want clean, empty, move-in-ready homes. The Bronx rarely works that way. Older buildings, layered ownership histories, HPD violations, rent-stabilized tenants, and inherited properties moving through Surrogate's Court - these are real situations that stall or kill traditional sales. If any of this sounds like your property, here is exactly what we handle. If you are looking for general context on the broader selling process, the Chase guide to selling by owner is a useful baseline before you see how a cash sale compares.
A large share of Bronx rental inventory falls under rent-stabilization or rent-control regulations. Selling a tenant-occupied building on the open market is complicated - most retail buyers want vacant possession. We buy with tenants in place. Their lease rights are respected at closing, and we handle the transition from there. You do not need to wait out a lease or navigate a costly buyout before you sell.
HPD violations for housing maintenance, DOB violations for unpermitted work, and ECB judgments for environmental or building code issues can each complicate or block a traditional closing. We buy properties with open violations. We factor the cost of resolving them into our offer calculation, and we handle the process after closing - so an outstanding judgment does not become your problem to cure before you get paid.
When a Bronx homeowner passes away and the property was titled in their name alone, the estate must go through Surrogate's Court before anyone can sign a deed. The executor or court-appointed administrator gains authority to sell once letters testamentary are issued. We work directly with executors and estate attorneys throughout this process. If probate is still open, we can begin the offer process now and time the closing to when you have legal authority to transfer title.
New York is one of the slower judicial foreclosure states in the country. After a lender files a lis pendens - the court notice that starts the foreclosure clock - the case proceeds through service, a court judgment, and then auction scheduling. That process can take well over a year, sometimes several years in backlogged courts. But the judgment stage is the point of no return. If you have received a lis pendens or default notice, selling for cash before judgment is entered gives you the cleanest exit - and keeps any remaining equity in your hands instead of going to auction.
Co-op boards in the Bronx - particularly in Riverdale and Spuyten Duyvil - can reject buyers for reasons that have nothing to do with the sale price. Flip taxes, financial disclosure requirements, and approval timelines add months of uncertainty to a co-op sale. Condo sales face fewer restrictions but still involve HOA estoppel letters and resale documentation. If your co-op or condo situation is complicated, talk to us - we can walk through what is possible case by case before you commit to anything.
Some situations do not fit a neat legal category - you are moving for work in a sector like health care or education that drove you to the Bronx in the first place, or you have been a landlord for decades and simply want out. Property taxes in arrears, deferred maintenance that has piled up on an older building, or a home that has sat vacant and drawn city attention - any of these are workable. We have seen all of it. Call us at (833) 330-1625 and tell us what you are dealing with.
If you have never sold a house for cash before, the process can sound too simple to be real. Here is exactly what happens, step by step - including the parts that are specific to New York. You can also review the NAR consumer guide for sellers and the Fannie Mae home selling guide to understand the traditional process before comparing. See how our process works in full on our dedicated page.
Submit the short form or call us directly. We ask for the address, basic property type (single-family, multifamily, co-op, condo), and a rough sense of condition. No need to gather paperwork yet - we just need enough to begin our review.
We look at comparable sales in your area, the property's current condition, and any outstanding issues - violations, liens, taxes in arrears - that affect value. We account for NYC and New York State transfer taxes in our net-proceeds math so the offer you see is not a number that shrinks at the closing table. You get a written, no-obligation offer. No pressure to sign immediately.
In New York, real estate closings are conducted by a real estate attorney - this is standard state practice, not something we invented. We work with established local closing attorneys who handle deed preparation, mortgage payoff coordination, lien resolution, and closing document execution. The attorney ensures title transfers cleanly. You do not need to find or hire your own attorney separately unless you prefer to - though you are always welcome to have independent counsel review the contract.
We can close in as few as 7 days if title is clear and you are ready. More often, sellers need 2-4 weeks to sort out logistics, coordinate with an estate attorney, or finish moving out. We work around your timeline. If the property needs more time because of an open probate or a tenant situation, we lock in the contract now and close when you are ready.
There is a formula behind every cash offer - and we will walk you through it openly. We start with after repair value (ARV), the price a fully renovated version of your home would likely sell for based on comparable sales in your Bronx submarket. From that number, we subtract what it will cost us to bring the property to that condition, our holding costs during renovation, and the costs we incur at closing. What remains is your offer. Here is what that actually looks like in practice.
New York State charges a real estate transfer tax on every deed recorded. New York City adds its own local transfer tax on top of that. At the price points common across Bronx County - the county median runs around $609,000 based on recent data - these combined transfer taxes represent a meaningful deduction from gross sale price. A mansion tax may also apply at higher price points.
By downstate custom, the seller bears these costs. In a traditional listing, they come as a surprise on the closing statement. In our process, we show you the transfer tax line before you sign anything, so your net cash number is firm from the start - not an estimate that erodes at closing.
Submarket variation matters too. A multifamily in Mott Haven carries different renovation assumptions than a single-family in Wakefield or a co-op unit in Riverdale. We assess each property individually, not against a county average. The ARV we use is drawn from sales of comparable properties in your specific neighborhood, not a borough-wide figure.
This is not a generic comparison. The costs below reflect what Bronx sellers actually encounter - NYC transfer taxes, older housing stock that buyers demand credits for, agent commissions at NYC market rates, and a 95-day average time on market that carries real holding costs. Compare honestly before you decide.
| Cost or Factor | Eagle Cash Buyers (Cash Sale) | Traditional Listing with Agent |
|---|---|---|
| Agent Commissions | ✓ None | Typically 5-6% of sale price - on a $609K sale, that is $30,000-$36,000 |
| NYC and NY State Transfer Taxes | ✓ Factored into offer upfront - no closing-day surprises | Seller pays at closing as a deduction from proceeds - often not estimated accurately in advance |
| Repair Costs and Buyer Credits | ✓ We buy as-is - no repairs, no inspection credits demanded | Buyers of older Bronx homes routinely negotiate repair credits post-inspection - often $10,000 to $30,000+ |
| HPD, DOB, or ECB Violations | ✓ We buy with open violations - no cure required before closing | Most retail buyers require violations cleared before or at closing, delaying or killing the deal |
| Time to Close | ✓ As few as 7 days from signed contract | 95 days average on market in Bronx County (Redfin, Feb 2026), plus 30-60 days for financing contingencies to clear |
| Carrying Costs During Sale | ✓ Minimal - close quickly and stop accumulating costs | 4-6 months of mortgage, property taxes, insurance, and utilities while the property sits on market |
| Financing Contingency Risk | ✓ No mortgage contingency - we pay cash | Buyer financing falls through in roughly 1 in 10 transactions - sending the process back to square one |
| Tenant-Occupied or Rent-Stabilized | ✓ We buy with tenants in place | Most retail buyers require vacant possession - forcing costly buyout negotiations or lease-end waiting |
Transfer tax figures are based on New York State and NYC local transfer tax rates applicable to residential sales. Actual amounts vary by sale price and property type. This comparison is for informational purposes - your net proceeds will depend on your specific property and situation.
The figures below come from Bronx County-level data (Redfin, February 2026). They are county-wide figures, not neighborhood-level precision - but they tell a real story about what selling traditionally actually costs a Bronx homeowner in time and uncertainty.
The Bronx is a dense, transit-connected borough with a genuinely mixed housing stock - single-family homes, multifamily buildings, co-ops, and condos all share the same neighborhoods, and market conditions shift sharply from one submarket to the next. Waterfront and established northern neighborhoods like Riverdale and Spuyten Duyvil often carry different price dynamics than the south and central Bronx. The housing stock is generally older, which affects renovation assumptions and time to sell. Strong year-over-year price growth sounds like good news for sellers - and it is, if you can wait. But 95 days on market is real carrying cost. At Bronx price points, three months of mortgage, taxes, insurance, and deferred maintenance adds up fast. That is the gap where speed has actual dollar value, not just convenience.
We buy houses, multifamily buildings, co-ops, and condos across all Bronx neighborhoods. Here is where we are active and what types of seller situations we most commonly see in each area. We also serve homeowners throughout the broader region - including those who want to sell my house fast in New York statewide.
You submit the form or call us. We review the property - violations, tenants, estate status, and all - and send you a written cash offer with a clear net-proceeds figure that accounts for NYC transfer taxes and closing costs. A New York real estate attorney handles the deed transfer and closing documents. You pick a closing date. We can be done in 7 days, or we can work around your timeline if you need more. No commissions, no repair demands, no closing-day surprises.
Attorney-handled closing. No fees or commissions deducted from your offer. Your information is never shared with third parties. No obligation to accept.
Bronx properties come with real complexity - violations, transfer taxes, co-op boards, and foreclosure timelines that most buyers sidestep or ignore. Here are the straight answers.
New York State charges a real estate transfer tax when the deed is recorded, and New York City adds its own local transfer tax on top of that. In the Bronx, as with all of downstate New York, the seller typically pays both. On a $609,000 sale, those combined taxes alone can run several thousand dollars before you account for attorney fees and any outstanding liens.
When we make you a cash offer, we show you exactly what those deductions look like so you know your net figure before you sign anything. There are no surprise line items at closing - the offer we present is built around what you actually walk away with, not a gross price that erodes at the closing table.
Yes. Open HPD housing maintenance code violations, DOB building violations, and ECB judgments do not automatically block a cash sale - but they do have to be dealt with correctly at closing. We buy Bronx properties with outstanding violations regularly. The New York real estate attorney handling your closing will coordinate how each violation is addressed, whether that means a payoff from proceeds, a credit, or another agreed resolution.
You do not need to fix anything before we close. That is the entire point of selling as-is to a direct buyer.
A wholesaler does not actually buy your property. They put your home under contract at a low price and then sell that contract to a real investor for a fee - sometimes without disclosing this to you. That middleman markup comes directly out of your proceeds, and if the wholesaler cannot find a buyer, the deal falls apart and your time is wasted.
We are a direct cash buyer. We make the offer, we fund the purchase, and we close. No assignment of contract, no third party waiting in the background. To understand more about how a cash offer on a house works, including what to look for when vetting a buyer, that resource walks through the mechanics clearly.
We buy properties across the entire borough. That includes Mott Haven and Concourse Village in the south Bronx, Wakefield and Throgs Neck in the northeast, Pelham Bay and Morris Heights, and the northern neighborhoods like Riverdale and Spuyten Duyvil. Property types vary widely across these areas - from older attached rowhouses in the central Bronx to detached single-family homes in Pelham Bay and larger multifamily buildings closer to the Grand Concourse. We work with all of them.
New York uses a judicial foreclosure process, which means the lender has to file a lawsuit, serve you, obtain a court judgment, and then schedule a sale. From the first missed payment to auction, this process routinely takes well over a year - sometimes several years in backlogged courts. The filing that starts the court clock is called a lis pendens, and once that appears on your title, it becomes visible to any buyer or title company.
A cash sale can interrupt the process at almost any stage before the auction date. Selling your Bronx property before judgment is entered gives you the most flexibility. Once we close and the lender is paid off from proceeds, the foreclosure action is resolved. You keep whatever equity remains after payoff - rather than losing it all at auction.
If the property was titled solely in the deceased owner's name, yes - the estate needs to go through the Surrogate's Court probate process in Bronx County before a valid deed can be transferred. The court validates the will, appoints an executor or administrator, and grants the authority to sell. The executor then signs the deed; in routine cases, you do not need a separate court hearing just to approve the sale itself, but the executor authority must be formally established first.
We work with executors and estate administrators in the Bronx regularly. If probate is still in progress, we can time the closing around when letters testamentary or letters of administration are issued. You do not need to have everything wrapped up before talking to us.
New York is an attorney-closing state. A licensed New York real estate attorney handles the deed transfer, coordinates mortgage payoff if there is an existing loan, reviews the title report, and prepares all closing documents. This is standard practice in New York - not an added layer of complication.
For sellers, the attorney's involvement is a protection, not a burden. It means someone with legal accountability is reviewing every document before you sign. We work with attorneys experienced in Bronx closings, and we cover our own legal costs - your attorney represents your interests separately.
Co-op sales in the Bronx involve a layer most cash buyers quietly skip around - board approval. When you sell a co-op, you are technically selling shares in a corporation, not real property, and the co-op board has the right to approve or reject any buyer. Cash does not automatically satisfy board requirements; the buyer still needs to submit a board package and clear the approval process.
Flip taxes are another variable - some Bronx co-op buildings charge a transfer fee based on sale price or profit, and that comes out of your proceeds. Before we make an offer on a co-op unit, we review the proprietary lease, the house rules, and any flip tax schedule so the offer reflects your actual net. If board approval is required, we work through that process - we do not assume it away.
For most one- to four-family residential properties, New York law requires sellers to either complete a Property Condition Disclosure Statement covering known defects - structural issues, water damage, environmental hazards, and other material conditions - or provide the buyer with a statutory credit at closing. In an as-is cash sale, this is typically handled through the credit mechanism, meaning you are not required to fix anything but the obligation is acknowledged and accounted for in the closing documents. Federal lead-based paint disclosure rules also apply to homes built before 1978, regardless of sale format. The attorney handling your closing will walk you through exactly how this is documented.