Sell Your House Fast in Chattanooga, TN. Rented, Inherited or Needing Work.
Send us the address of a rental, an inherited house or one that needs repairs. If the numbers work, you get a written cash offer within one business day, with no obligation.
- ✓ Cash offer within one business day
- ✓ Your closing date, your choice
- ✓ No agent commission to you
- ✓ We buy as-is
- ✓ Closing through a title or escrow company
Prefer to talk first? Call us at (833) 330-1625
Eagle Cash Buyers buys houses in Chattanooga, Tennessee, for cash. Send the address and a few details, and if the numbers work we send a written offer within one business day. Most sales close in 21 to 42 days, or later if you need more time. You pick the date.
What People Say About Working With Us
Alex Anthony was incredible, responsive, no hidden scams and straightforward. Didn't make any promises until REAL numbers were established, which is extremely respectable. Not only was he efficient, he was fast too. He understood our situation with great empathy and was very personable and patient. If I ever find myself in a similar situation, Alex will be my first call.
Eagle Cash Buyers were the best company that I have worked with. The process took about 6 weeks and was closed. Everything was upfront and I was told what was being done every step of the way. This company is highly recommended.
Fast, professional, kind and understanding. Thank you for making this easy.
Oren and the Eagle Cash Buyers team were extremely efficient throughout the entire sales process. Oren answered my calls day and night unlike other people that I have worked with before. He was very attentive to all my concerns and completely put my mind at ease. I am really looking forward to working with him again and highly recommend Oren plus his team.
4.5 from 40 reviews on Google · more reviews · read them all on Google
Hear It From Sellers
Sellers we bought from, in their own words. Under a minute and a half.
Who You Are Dealing With
- 43 states, Tennessee among them. We are not a one-county operator and not a lead broker who sells your details on.
- 4.5 stars across 40 Google reviews. Not all of them are five stars. You can read them yourself before you call.
- A named company with a named founder. Who we are, and Oren Sofrin, who founded and runs it.
- Closings handled through a title or escrow company. Settlement happens the way any Tennessee sale does, with a recorded deed.
- No obligation. An offer is an offer. Turn it down and nothing happens.
Chattanooga Homeowners We Help
Chattanooga sellers come with very different houses and reasons. Here are six situations where a direct sale to a cash buyer can make sense, and what to expect in each.
A House That Needs Repairs
We can buy a house in any condition when the numbers work. A tired roof, old systems or a kitchen that was last updated decades ago are reflected in the offer, so you usually do not need to repair, clean out or stage anything first. Whether we can make an offer depends on the area, the value and whether the numbers work.
An Inherited House in Hamilton County
Settling an estate often means a house nobody wants to keep. We can evaluate it and, if the numbers work, make an offer while the estate is being sorted out, but we can close only once someone has legal authority to sign. A probate or estate attorney licensed in Tennessee can confirm who that is.
Related guide: How to Sell an Inherited House
A Rental With Tenants in Place
You do not have to wait for a lease to end before asking. We can evaluate rentals with tenants living in them, and if the numbers work we make an offer on the property as it stands. A lease generally passes to the buyer at closing, though what happens depends on the lease terms.
Related guide: Selling a Rental Property With Tenants
Owners Who Decide Together
Divorce, siblings who inherited together or a couple selling a shared home all need more than one person to agree. At Eagle, our policy is to have everyone on the deed and every decision maker on the call when we present the offer, so they can decide together whether to move forward.
Behind on Payments or Taxes
A sale may help you avoid a foreclosure sale if it closes in time, so the sooner you reach out, the more options there are. The foreclosure answer below explains what we can do. Back taxes and many liens can often be paid from the sale proceeds when there is enough equity.
A Vacant House or an Owner Far Away
An empty house still costs money in taxes, insurance and upkeep. If you live in another city, you can usually handle the sale by phone and sign remotely, as the title or escrow company arranges.
Related guide: Selling a Vacant House for Cash
Tell us about the property and you will hear back within one business day. Send it on a weekend and that means the next business day. There is no pressure either way.
Get My Cash OfferWhat the Numbers Actually Look Like - Cash Sale vs. Listing vs. Instant-Offer Programs
Sellers in Chattanooga are right to ask about the net rather than the headline offer price. On a typical listing, agent commission, closing costs, the Tennessee Transfer Tax and repairs can all come out before you see a dollar. Here is how the three paths compare.
| Cost or Factor | Eagle Cash Buyers (Cash Sale) | Traditional Listing (Agent) | Instant-Offer Program (iBuyer) |
|---|---|---|---|
| Agent Commission | None - $0 | Negotiable, not fixed. For illustration only, a typical 5% to 6% commission on a $319,200 sale is about $16,000 to $19,200 | Usually none, though a service fee often applies |
| Repairs Before Sale | None - we buy as-is | Often paid by you before listing, or given back in price, and buyers' inspections often ask for more | Often deductions for repairs after the inspection |
| Tennessee Transfer Tax | About 0.37% of value; the contract decides who pays. Your share is paid from your proceeds, as set out in the purchase agreement and shown on your settlement statement | The same tax applies | The same tax applies |
| Seller Closing Costs | We pay the closing costs, except your share of any transfer tax. Your mortgage payoff, any liens and prorated property taxes are paid from the sale proceeds. | Title, recording and closing fees, plus prorations; amounts vary by contract | A service fee set by each platform |
| Days to Close | Most close in 21 to 42 days, or later if you need more time; you pick the date | Weeks on the market, then weeks more to close, and a financed buyer's loan can still fall through | Set by each platform, and instant-offer programs buy only in some areas |
| Showings and Inspections | No public showings. Walkthroughs and any reinspection are as set out in the agreement | Multiple showings, buyer inspection, possible renegotiation after inspection | Usually a company inspection, often with repair deductions |
| Financing Contingency Risk | No buyer mortgage contingency. Other contract terms still apply | Buyer financing can fall through weeks into the process | Low risk, but platform rules apply |
| Condition Required | We buy as-is - no updates needed | Buyers and agents expect move-in or near-move-in condition for top dollar | Varies - iBuyers often exclude significant distress |
Your actual net depends on your loan payoff, prorations and contract terms. We walk through it with you before you sign anything. Instant-offer terms vary by company and change often.
Skip the listing process. Close on your schedule, in Chattanooga, with no agent commission and the closing costs covered, apart from your share of any transfer tax.
See What We'd PayAn Example From a Real Call
One homeowner's inquiry came in under her name, and her husband phoned to get the conversation started. Our acquisition manager noticed the difference and asked whether she was able to take part. Because it was her house, a three-way call was scheduled for when her husband was back home with her. Our acquisition manager described that first call as basic, mostly a chance to learn about the property, the condition it is in and the situation.
Three Steps, From First Call to Closing

Sellers ask whether a cash sale is complicated. Usually it is not: we work with a title or escrow company that coordinates the paperwork, and you sign in person or remotely, as the title or escrow company arranges. Here is how it runs.
Tell Us About Your Property
Call us at (833) 330-1625 or fill out the form on this page. We ask a few basic questions: the address, the condition and your situation. No obligation, no hard pitch. Tell us what you know about the roof, plumbing, foundation and any past damage. See how our closing process works, start to finish.
Receive Your Cash Offer Within One Business Day
We look at the property, recent comparable sales in Chattanooga, and the repair costs, which we take off the price rather than asking you to do the work. You get a written cash offer with no agent commission. It shows the price, the contingencies and your estimated net before you sign. To weigh it against a traditional sale, our Tennessee page sets out what a listing costs.
Pick Your Closing Date and Get Paid
Once you accept, we open title with the title or escrow company, which handles the title search, the loan payoff and the closing paperwork. The Tennessee Transfer Tax and every other cost are shown on your settlement statement before closing. Most sales close in 21 to 42 days, depending on when the title work clears, or later if you need more time; you pick the date. Anything that could change the price after we agree is written into the agreement, so you can see it before you sign.
Chattanooga Housing Market - What the Numbers Say
Zillow's Home Value Index put the typical Chattanooga home at $319,200 in August 2026, 1.2% lower than a year earlier.
A typical-value figure reflects mid-priced homes across the whole city, not the condition of any one house. It says little about what yours is worth. Our offer depends on the condition, recent sales nearby and the repairs.
A cash offer is usually lower than the price a fully repaired home could reach on the open market, because the buyer takes on the repairs, the holding costs and the risk of reselling. In return you skip the repairs, the showings and the wait for a buyer's financing.
Source: Zillow Home Value Index, August 2026. The figures describe Chattanooga as a whole and do not set the value of any one house.
How to Check Out Any Cash Buyer in Chattanooga
These questions apply to us too. Any buyer should answer them plainly.
- Ask for proof of funds. A real buyer can show a bank letter or statement quickly. Ask us the same question. If we assign the contract, ask the closing buyer for theirs too.
- Ask whether they intend to assign the contract. Our answer: Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. Assignment itself is not the problem. What matters is whether the right to assign is disclosed, whether the buyer stays accountable under the agreement, and whether the closing structure and deadlines are clear before you sign. Ask any buyer to put those terms in writing.
- Never pay anything up front. No application fee, no inspection fee, no processing fee. If money is moving from you to the buyer before closing, stop.
- Look the company up. Search the buyer's name in the business registry of the state where it was formed, and check that it is active. Eagle Cash Buyers, LLC is registered in Ohio.
- Get the whole offer in writing before you sign, including who pays closing costs and what happens if the buyer walks.
Where We Buy Houses in Chattanooga and Hamilton County
We look at houses across Chattanooga and Hamilton County, from rentals near downtown to homes in the valleys and ridges around it. Whether we can make an offer depends on the property, the area and whether the numbers work. We buy mobile homes only when they are sold together with the land they sit on.
Neighborhoods and areas in Chattanooga
Fort Wood
Wikipedia's article on the Fort Wood Historic District places it just east of the University of Tennessee at Chattanooga campus and describes large homes in the Tudor Revival and Romanesque Revival styles, many since converted into apartments. For a seller, that matters if the property is a rental or has several units: tenants and lease terms are part of the sale, and we evaluate the property as it stands.
Ferger Place
Wikipedia's article on the Ferger Place Historic District places it off Main Street in east downtown Chattanooga and lists house styles from the 1910s through the 1930s, including Craftsman bungalow, Four Square, Dutch Colonial and Italian Renaissance. For a seller, the style matters less than the condition today: tell us about the roof, the systems and any work done, and we evaluate the house as it is.
St. Elmo
St. Elmo lies in the valley of Lookout Mountain, in the southern part of Hamilton County, and Wikipedia's article on the St. Elmo Historic District says many buildings from the late 1800s and early 1900s have been preserved. It became part of Chattanooga in 1929. For a seller, the location matters less than what the house needs: send the address and a few details and we tell you whether the numbers work.
Neighborhood details are drawn from public sources, including en.wikipedia.org. Conditions vary from house to house.
Main ZIP codes: 37351, 37402, 37403, 37404, 37405, 37406, 37407, 37408, 37409, 37410, 37411, 37415, 37416, 37419, 37421
We also buy in nearby communities
Ready to Sell Your Chattanooga Home - Without the Commission or the Repairs?
We buy as-is for cash in Chattanooga and across Hamilton County, so there is nothing to fix or clean up first. There are no repairs to schedule, no agent commission and no buyer mortgage contingency. You get a written offer within one business day and a closing date you choose, handled through a title or escrow company.
We buy houses in Chattanooga, TN and throughout Hamilton County. Cash offer within one business day. Most sales close in 21 to 42 days, or later if you need more time. No obligation to accept.
Chattanooga Seller Questions
Chattanooga Cash Sale FAQ: Offers, Closing, Tenants and Titles
Closing, tenants, inherited houses, liens, mobile homes and what a cash offer covers, answered briefly.
How fast can you close on a Chattanooga house?
Most sales close in 21 to 42 days, or later if you need more time. You pick the date. The timeline depends on the title work, any liens or mortgage payoffs, and the closing provider, so a clean title usually moves faster than one with open items.
Who handles the closing in Tennessee, and do I need my own attorney?
A title or escrow company handles the closing. It checks the title, arranges payoffs, holds the funds and records the deed. You do not have to hire an attorney, but you are free to have your own attorney review the purchase agreement, and comparing offers before you sign is a good idea.
Who pays closing costs when I sell my Chattanooga house to you?
We pay the closing costs on a sale to us, except your share of any transfer tax, and the purchase agreement sets this out. Eagle does not charge you an agent commission on a direct sale to us. Your mortgage payoff and any liens, delinquent taxes, HOA or association balances, agreed prorations and other seller obligations are deducted from your proceeds when applicable. The closing professional provides a settlement statement showing the charges and credits before closing. Transfer, deed, conveyance or similar taxes vary by state and locality. For a sale in Chattanooga: about 0.37% of value; the contract decides who pays.
Can I sell my Chattanooga house with a lien or back taxes on it?
Often, yes. Delinquent property taxes and many recorded liens can be paid from the sale proceeds at closing, provided there is enough equity and the required payoff or release can be obtained. The title search or other closing review will identify items that must be paid, released or otherwise resolved. A disputed lien, an unavailable payoff or debts exceeding the available proceeds can delay or prevent closing unless the issue is resolved or the creditor agrees to another arrangement. Tell us what you know upfront so the closing professional can investigate it early.
Do I have to go through probate before I can sell an inherited house in Chattanooga?
It depends on how title was held and Tennessee law. Property held in the deceased owner's name alone may require probate or another estate procedure before anyone has authority to sign a deed. Property held in a trust or with survivorship rights may pass outside probate. A probate or estate attorney licensed in Tennessee should confirm who has authority and which procedure applies. We can evaluate the property and make an offer while that is being established, but we cannot close until someone has legal authority to sign.
Do I still have to make disclosures if I sell my Chattanooga house as-is?
Selling a property as-is does not automatically eliminate disclosure obligations under applicable federal, state or local law. Tell us what you know about the roof, plumbing, electrical system, foundation, environmental conditions and any past damage or repairs so we can evaluate the property accurately and address known issues in writing before you sign. A real estate attorney licensed in Tennessee can confirm which disclosures apply.
Will Eagle Cash Buyers buy my house itself, or assign the contract?
Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. The agreement also states the price, closing date or timeline, contingencies and other material terms. The closing is handled by the title company, escrow holder, settlement agent or closing attorney used for the transaction.
Can selling my Chattanooga house to you stop a foreclosure?
A sale may help avoid a foreclosure sale if it closes in time and the proceeds are enough to satisfy the required payoff, or if the lender gives written approval to accept less. In Tennessee, a home loan secured by a deed of trust is generally foreclosed by a trustee's sale rather than through a court case. We cannot promise to stop or postpone a foreclosure; that depends on the lender or servicer, the trustee or the court, the timing and whether the transaction closes. Contact us as early as possible and bring every notice you have so we can usually tell you whether our expected timeline appears workable. A HUD-approved housing counselor or an attorney licensed in Tennessee can explain your legal options and deadlines. At Eagle, we can help only if there are at least 3 weeks before the auction date and you can send paperwork quickly and help the title company close fast. Our Tennessee page explains how the foreclosure process generally works in the state.
Do you buy mobile homes in Chattanooga?
Yes, when the mobile home is sold together with the land it sits on. If you own the land and the home together, send us the address and we can tell you whether the numbers work.
My rental has a tenant in it. Can you still buy it?
Often, yes. We can evaluate a rental with tenants in place, and the offer reflects the property as it stands. A lease generally passes to the buyer at closing, but what happens depends on the lease terms, so send us a copy early if you have one.
Do you buy vacant houses in Chattanooga?
We can evaluate a vacant house, whether it is a former home, an inherited property or a house you moved out of. If you live in another city, you can usually handle the sale by phone and email and sign remotely, as the title or escrow company arranges. Whether we make an offer depends on the area, the value and whether the numbers work, not on the condition of the house.
Do you buy houses in every part of Chattanooga?
We look at houses across the city and Hamilton County, but not every house gets an offer from us. Whether we can depends on the area, the value and whether the numbers work, not on the condition of the house.
Who is Eagle Cash Buyers?
Eagle Cash Buyers, LLC is a real estate investment company registered in Ohio. Oren Sofrin founded it in 2019 after more than ten years in real estate. Oren and the Eagle team have completed more than 1,000 real estate transactions. Homeowners in 43 states can request a written cash offer from Eagle. We are rated A+ by the BBB. You can read more on our about page.
How do I know a cash buyer in Chattanooga is legitimate?
Look for a named company and a named founder, reviews you can read yourself, and a written purchase agreement you can have an attorney review before you sign. An offer is only an offer, and nothing is binding until you and Eagle sign. You can read our reviews before you call.
How do you calculate a cash offer on a Chattanooga home?
Most cash buyers work backward from what the house would sell for after it is fixed up, then subtract the repairs, the holding and resale costs, and a margin for risk. Our How It Works page shows the math. Recent sales nearby and the condition of the house both feed into it.
How do I get my Chattanooga house ready to sell fast?
On the open market, buyers usually expect a house that is clean and in good repair, and many sellers declutter and add cleaning, home staging and small repairs before the listing goes live. A direct sale to Eagle is the other route: we buy as-is, so you usually do not need to do any of that, and the offer reflects what the house needs.
Eagle Cash Buyers is not a law firm, title company or tax advisor. This information is general and is not legal, title or tax advice. Laws, procedures and transaction costs vary by state and locality, and the purchase agreement and closing documents control each transaction.
