Sell Your House Fast in Lafayette, CO. Coal-Mining Cottage or Newer Build.

We pay the closing costs on a sale to us, and the purchase agreement sets this out. Eagle does not charge you an agent commission on a direct sale to us. Your mortgage payoff and any liens, delinquent taxes, HOA or association balances, agreed prorations and other seller obligations are deducted from your proceeds when applicable. The closing professional provides a settlement statement showing the charges and credits before closing. Transfer, deed, conveyance or similar taxes vary by state and locality. For a sale in Lafayette: no state transfer tax; a documentary fee of 0.01% is charged when the deed is recorded.

Selling a property as-is does not automatically eliminate disclosure obligations under applicable federal, state or local law. Tell us what you know about the roof, plumbing, electrical system, foundation, environmental conditions and any past damage or repairs so we can evaluate the property accurately and address known issues in writing before you sign. A real estate attorney licensed in Colorado can confirm which disclosures apply.

It depends on how title was held and Colorado law. Property held in the deceased owner's name alone may require probate or another estate procedure before anyone has authority to sign a deed. Property held in a trust or with survivorship rights may pass outside probate. A probate or estate attorney licensed in Colorado should confirm who has authority and which procedure applies. We can evaluate the property and make an offer while that is being established, but we cannot close until someone has legal authority to sign.

Often, yes. Delinquent property taxes and many recorded liens can be paid from the sale proceeds at closing, provided there is enough equity and the required payoff or release can be obtained. The title search or other closing review will identify items that must be paid, released or otherwise resolved. A disputed lien, an unavailable payoff or debts exceeding the available proceeds can delay or prevent closing unless the issue is resolved or the creditor agrees to another arrangement. Tell us what you know upfront so the closing professional can investigate it early.

A sale may help avoid a foreclosure sale if it closes in time and the proceeds are enough to satisfy the required payoff, or if the lender gives written approval to accept less. In Colorado, a foreclosure generally proceeds by a sale under the mortgage or deed of trust rather than through a court case. We cannot promise to stop or postpone a foreclosure; that depends on the lender or servicer, the trustee or sale process, the timing and whether the transaction closes. Contact us as early as possible and bring every notice you have so we can tell you whether our expected timeline appears workable. A HUD-approved housing counselor or an attorney licensed in Colorado can explain your legal options and deadlines. Our Colorado page explains how the foreclosure process generally works in the state.

Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. The agreement also states the price, closing date or timeline, contingencies and other material terms. The closing is handled by the title company, escrow holder, settlement agent or closing attorney used for the transaction.

We send a written cash offer within one business day of getting your address. Most of our sales close in 21 to 42 days after that, though we can move faster or slower if you need more time. You pick the date; we work around it.

Yes, we buy houses throughout Lafayette and the rest of Boulder County, in whatever condition they are in. The one exception is mobile or manufactured homes, which we buy only when the seller also owns the land underneath them.

Yes, if you own the land the home sits on. If the home is in a park or on a rented lot, we are not able to make an offer, since we would only be buying the structure and not the land under it.

It depends on your loan balance and what the house sells for. If a sale would not cover what you owe, your lender may need to approve it as a short sale, which can add time and paperwork. Talk to your lender or a housing counselor early so you know where you stand before you commit to a price.

A Colorado title company or closing agent typically handles it. They run a title search, hold the funds, pay off your existing mortgage and any liens, and prepare the paperwork you sign. You do not need a real estate agent for a direct sale, though you are always welcome to have an attorney review anything first.

A wholesaler typically signs a contract and then looks for someone else to take over the deal, often without telling the seller. Eagle Cash Buyers may buy the house itself or, if the purchase agreement allows it, assign the contract to another investor; either way, that possibility, along with the price and the closing timeline, is stated in the agreement before you sign.

No. We buy houses in as-is condition, including ones with deferred maintenance, storm damage, or years of belongings still inside. You can generally leave behind whatever you do not want to take, and the purchase agreement will say what stays with the house.

Most HOAs require a payoff or estoppel letter before closing so the title company can confirm dues are current and see whether anything is owed. We request that letter and account for any balance in the numbers you see at closing, though you may still need to respond to a request from the HOA directly, depending on your community's documents.

It depends on how long you owned the property, whether it was your primary residence, and your own tax situation. A cash sale is taxed the same way any other home sale would be; selling for cash does not change the result. A CPA or tax preparer familiar with your situation can tell you what, if anything, applies to your sale.