A direct cash offer gives you full control over when you close, whether your home is a century-old Victorian in the North Historic District or a ranch in Windsor Forest. No agents, no repair lists, no commissions.
Prefer to talk first? Call us at (833) 330-1625
We review your details and follow up with a straightforward offer. No pressure, no obligation.
Your information is kept private and never sold to third parties.
Getting your offer ready...
No two Savannah sellers are in the same situation. Whether your property is a Victorian-era home in the North Historic District or a newer build in New Hampstead, here is what we actually see from local homeowners - and how a cash sale can fit your specific circumstances. If you want to understand the full Sell my house fast in Georgia process before you decide, that resource covers what to expect statewide.
PCS orders do not wait for the housing market. Soldiers and airmen assigned to Fort Stewart in Hinesville or Hunter Army Airfield right here in Savannah often have 30 to 60 days to report. Listing your home, prepping it for showings, negotiating with buyers who need financing, and waiting on an appraisal does not fit that window. A cash sale with a closing date you pick - sometimes in as few as two weeks - means you leave on your timeline, not the market's.
Homes in the South Historic District, the Victorian District, or Ardsley Park carry a buyer pool that is smaller than the general market. Historic preservation rules can limit renovation approaches, material choices, and even exterior paint colors - which narrows who can or will buy. If your home needs significant work on top of those restrictions, a traditional listing often means a longer wait or a lower final price. We buy historic properties as-is. No repair requirements, no staging, no waiting on buyers who cannot get financing approved for a home in that condition.
FEMA flood zone designations on properties near Tybee Island, Wilmington Island, and Skidaway Island can make conventional financing expensive or impossible for buyers. Flood insurance requirements add cost and uncertainty to every offer that depends on a mortgage. Cash buyers bypass that entirely. There is no lender to satisfy, no flood certification to renegotiate, no appraisal that flags elevation. If your coastal property has been sitting on the market or received offers that fell apart over insurance, a cash offer removes the barrier.
When a Savannah homeowner dies owning property in their name alone, the estate goes through Chatham County Probate Court. A personal representative must be appointed, debts must be addressed, and court approval may be required before the home can sell - especially if there are multiple heirs or minor children involved. This takes time, and carrying a property through probate means taxes, insurance, and maintenance continue to accumulate. We work with Georgia probate timelines regularly and can coordinate closing once the personal representative has the authority to sign. You do not have to resolve every probate detail before calling us - we can help you understand the sequence. For a broader overview of the Georgia home selling process guide, that resource covers seller-side process in detail.
Property tax debt does not disappear at closing - it gets resolved from proceeds. If your Savannah home has accumulated Chatham County back taxes, that balance is typically paid out of the sale before you receive anything. The good news is that a cash sale can move fast enough to resolve the delinquency before it escalates to a tax lien sale. If you are unsure how your outstanding taxes affect your net, we walk through that math during the offer process - no surprises at the closing table.
Georgia uses a non-judicial foreclosure process. That means your lender does not need a court case to take your home. After default, Georgia law requires at least 30 days written notice of the sale date and four consecutive weeks of newspaper advertising - then the auction happens on the first Tuesday of the month at the courthouse. Start to finish, you may have roughly 3 to 6 months from first missed payment. If you have received a notice of default or acceleration, you likely have less time than you think. Selling before the auction date lets you walk away with any remaining equity rather than losing it in the foreclosure. Read the Savannah home selling guide if you want to understand the full traditional process - but if foreclosure is already in motion, call us directly.
Traditional buyers want vacant, clean, move-in-ready homes. If your Savannah property has tenants in place, visible deferred maintenance, or has become a financial burden rather than an asset, the retail buyer pool shrinks dramatically. We buy tenant-occupied properties. We buy homes that need new roofs, updated electrical, foundation work, or full interior renovation. You do not repair anything. You do not manage the tenant situation before closing. We handle what comes after. For sellers who want to understand what preparation typically looks like before listing traditionally, the Home preparation for sale guide is useful context - but if your property is not in that condition, we are a direct alternative.
Most cash buyer pages show you a generic three-step diagram. Here is the actual process for a Georgia cash sale - including the step that surprises some sellers the first time they hear it. Learn more about How our fast closing process works on the full process page.
Fill out the short form or call us at (833) 330-1625. We ask basic questions about your home's location, size, and condition. No pressure, no commitment. This takes five minutes.
We review comparable sales in your Savannah neighborhood, factor in condition, location, and any property-specific considerations like flood zone status or historic designation, and put together a written cash offer. Usually within 24 to 48 hours. You are free to walk away at any point - there is no obligation.
If the offer works for you, you choose when to close. Need two weeks because of a PCS move? We can work with that. Need a month to sort out probate paperwork at Chatham County Probate Court? Also fine. The closing date is your call, not ours.
Georgia law requires that a licensed Georgia real estate attorney conduct the closing. This is not optional - it applies to every real estate transaction in the state. We coordinate with an established local closing attorney who prepares the deed, handles the title work and title search, and disburses your proceeds. You show up, review the documents, sign, and receive payment. No surprises.
Georgia is one of a small number of states where settlement must be handled by a licensed attorney - not just a title company or escrow officer. This actually protects you as a seller. The attorney is responsible for verifying the title is clear, preparing legally correct documents, and making sure the funds are disbursed properly. When you work with us, we coordinate this step entirely. You do not have to find your own attorney or pay for a separate legal review - we bring an established Georgia closing attorney into the transaction and the cost is accounted for in the offer. What you see at the closing table matches what you were told upfront.
A lot of cash buyers hand you a number without explaining where it came from. We do not work that way. Here is exactly what goes into the offer we make on your Savannah home, and why certain property types or locations change the math.
We look at what homes have actually sold for recently in your area - not Zillow estimates. Prices vary significantly across Savannah's neighborhoods. A home in Georgetown sells differently than one in Windsor Forest or Downtown Savannah, and we account for that real difference rather than applying a metro-wide average.
We factor in what the property actually needs. A home that requires a new roof, updated plumbing, or full interior renovation has real repair costs attached. We calculate those costs honestly and reflect them in the offer. You are not being penalized arbitrarily - you are being shown what the numbers actually look like after renovation, which is how any serious cash buyer prices a property.
Properties in the North or South Historic Districts, the Victorian District, or areas near SCAD campus housing face a narrower buyer pool and often higher renovation costs due to preservation rules. If your home carries a historic or landmark designation, that affects the after-repair value we can project - and we explain how in plain language during the offer process.
FEMA flood zone designation matters because it directly affects what a future buyer can do with the property. Coastal Savannah properties near Tybee Island, Wilmington Island, or Skidaway Island that sit in high-risk flood zones carry mandatory flood insurance costs that shrink the pool of buyers who will purchase with financing. We account for this in our valuation - not as a penalty, but as an honest reflection of the market for that specific property type.
Any Chatham County property tax delinquency, HOA liens, or mortgage balance gets paid from proceeds at closing - not before. You do not need to come to the table with cash to resolve these items first. The closing attorney handles the payoff calculations and disbursement. We show you exactly what you net after all of it is resolved.
If you are facing foreclosure, probate, or a military PCS deadline, we know speed has real value. We do not artificially inflate offers and then renegotiate later. The offer we make reflects the actual transaction - and if you have a hard deadline, we work to meet it.
The asking price is not the number that matters. What you net after all costs is the number that matters. Using Savannah's current median home price of $410,000 as a baseline, here is how the three sale paths compare on the fees, costs, and timeline that actually affect your check at closing. Georgia's real estate transfer tax is negotiable in the purchase contract - review your contract carefully, as it directly affects net proceeds depending on who pays.
| Cost or Factor | Cash Sale (Eagle Cash Buyers) | Traditional Listing (Agent) | iBuyer |
|---|---|---|---|
| Agent Commission Typically 5-6% of sale price on a traditional listing. |
✓ None - $0 | $20,500 to $24,600 on a $410,000 sale - this leaves before you see a dollar. | Often 5% or higher service fee built in. |
| Repair and Prep Costs Pre-listing repairs, staging, deep cleaning, and any inspector-required fixes after an offer lands. |
✓ None - we buy as-is | Varies widely. Historic District homes with deferred maintenance can run $10,000 to $30,000 or more before a buyer's lender will approve the loan. | iBuyers often deduct estimated repair costs from the offer after the inspection - sometimes substantially. |
| Days to Close Savannah's average days on market is currently 64 days - that is time before you even have an accepted offer. |
✓ As fast as 14 days, or on your schedule | 64+ days on market, then 30 to 45 days to close financing. Total: 3 to 4 months is common. | Often 30 to 60 days. Limited to properties that fit their purchase criteria - historic homes and flood zone properties often do not qualify. |
| Carrying Costs During Sale Mortgage, taxes, insurance, and utilities during the listing period. |
✓ Minimal - you close fast | At $410,000 with a typical mortgage, 3 to 4 months of carrying costs can add up to $6,000 to $10,000 before you close. | Moderate - iBuyer closings are faster than listing but not always as fast as a direct cash buyer. |
| Financing Contingency Risk Deals fall through when buyers cannot get loan approval. |
✓ No financing contingency - we pay cash | Financing contingencies are standard. A deal can collapse weeks in, sending you back to the start. | iBuyers pay cash but their purchase criteria are strict and can change with market conditions. |
| Closing Date Control Who sets the schedule? |
✓ You pick the date | Buyer's lender and attorney schedules drive the timeline. Military sellers with PCS orders cannot always wait. | iBuyer sets the window - limited flexibility for unusual timelines. |
| Number of Showings The disruption of keeping your home show-ready. |
✓ One walkthrough - ours | Multiple showings, open houses, and buyer walkthroughs over weeks or months. | Typically one or two iBuyer inspections, but the process can still drag with condition disputes. |
Run the numbers on a traditional listing at the $410,000 median: subtract a 5.5% commission ($22,550), $15,000 in repair and prep costs for a home with deferred maintenance, and $8,000 in carrying costs over 90 days. That is roughly $45,550 in costs before you factor in transfer tax or concessions. Your net from a $410,000 list price could be closer to $360,000 or lower.
A cash offer will typically land below full retail. But the relevant comparison is not cash offer vs. asking price - it is cash offer vs. what you actually receive after all the costs above. For many Savannah sellers, particularly those with homes in the historic districts or coastal flood zones where repair costs and buyer pool limitations are real, the gap closes significantly.
Savannah is a historic coastal city with a steady, port-driven economy - and that translates into housing demand that holds up without being frantic. Homes across the core neighborhoods sell at roughly 98% of list price, which means well-priced properties do move. But 64 days on market before an accepted offer is still two months of carrying costs, showings, and uncertainty. Then add 30 to 45 days to close once a buyer is under contract. For a seller with a deadline, that timeline is the problem.
The housing stock here is genuinely diverse. Historic homes in Downtown Savannah and the Historic Districts attract a specific buyer who can navigate preservation restrictions and the condition realities of older properties. More affordable post-war neighborhoods like Windsor Forest and Georgetown draw a different buyer profile entirely. Newer planned communities in New Hampstead and Southside attract in-migrants and families looking for modern construction without historic district constraints. That diversity is a strength of the Savannah market overall - but it also means that where your home sits in that spectrum shapes how quickly it moves and at what price.
Prices vary across these neighborhoods, and a cash sale offer reflects local comparable sales, not a single citywide number. If your home is in a part of Savannah where the buyer pool is narrower - a coastal flood zone, a historic district with heavy renovation requirements, or a neighborhood where investor-ready buyers are scarce - the 64-day average may not even apply to your situation. It could be longer.
We buy houses across every part of Savannah. But we do not treat every neighborhood the same - because they are not the same. Here is where we work and what we see from sellers in each area.
Historic squares, walkable streets, and SCAD area housing. Older structures with high charm and high maintenance needs. Sellers here often face disclosure complexity and historic designation questions.
Dense with pre-Civil War and Victorian-era homes. Preservation requirements and limited renovation flexibility make cash buyers a practical option for estates or distressed properties.
Slightly more mixed use, but the same historic designation constraints. Properties here draw discerning buyers - when they are in pristine condition. When they need work, the buyer pool narrows fast.
A transitional area with a mix of older homes and some newer renovation activity. We see inherited properties and long-term owner estates here regularly.
Post-war suburban neighborhood with established trees and solid bones. A good market for move-in-ready homes, but distressed properties here sit longer than sellers expect.
Affordable Savannah housing stock. We buy here often - including tenant-occupied properties and homes with deferred maintenance that traditional buyers pass on.
More spread out, with a range of property types. Sellers here sometimes deal with Chatham County tax questions or estate situations involving rural or larger lots.
Growing area with newer residential development. Port of Savannah logistics workers and relocating families are common here. Military relocation sales from Hunter Army Airfield come up regularly.
Planned community with newer construction. Sellers here are often relocating for work or facing a life change. The homes move well when in good condition, but a cash offer removes all timeline pressure.
Gated community on Skidaway Island. Coastal property, HOA considerations, and flood zone status can complicate traditional financing. We buy here and handle those layers.
Zip Codes We Serve:
We Also Buy Houses in These Nearby Communities
No repairs. No agent commissions. No open houses. Just a straightforward written offer and a closing date you choose. A Georgia-licensed closing attorney handles every document and disburses your proceeds - you get transparency at every step, not just promises. There is no obligation to accept, and no pressure if the number does not work for your situation.
Get My No-Obligation Cash Offer (833) 330-1625 - Call or Text AnytimeWe buy houses in Savannah, GA in any condition - as-is, inherited, tenant-occupied, flood zone, historic district, or behind on payments. If you want to sell your house as-is for cash in Savannah, GA, this is exactly the kind of situation we handle. Georgia closing handled by a licensed local attorney. No fees, no commissions deducted from your offer.
Straight answers about selling your house for cash in Savannah and Chatham County.
We can close in as few as 7 days, or on whatever date works for your situation. Once you accept the cash offer, we order a title search and coordinate with a Georgia-licensed closing attorney - that attorney prepares the deed and closing documents and disburses your proceeds. Most closings land within 14 to 21 days from accepted offer, but if you need 45 days because you're coordinating a move from Windsor Forest to your next home, we can schedule around that too. You set the date.
The offer starts with the estimated after-repair value - what the home would likely sell for on the open market once it's fully updated. From there, we subtract the cost of any repairs or upgrades needed to reach that value, typical holding and transaction costs, and a margin that allows us to operate as a business. What's left is your cash offer.
For a home in the North Historic District or South Historic District, that calculation gets more specific. Historic preservation requirements, disclosure obligations tied to landmark designation, and a narrower pool of buyers who can finance older homes all factor into the after-repair value. A property in New Hampstead with newer construction and no flood zone designation will have different numbers than a 1920s Ardsley Park bungalow. We explain each component before you decide anything.
Georgia law requires that a licensed attorney conduct the real estate closing. This is not optional and it is not the same as other states where a title company handles everything on its own. The closing attorney prepares the deed, reviews title, and disburses the sale proceeds - including paying off your existing mortgage if you have one.
We coordinate and cover the closing attorney cost as part of the transaction. You are welcome to have your own attorney review anything before you sign, but you are not required to hire separate counsel. The closing typically takes under an hour and can be done at the attorney's office or, in some cases, remotely.
Yes. At closing, the Georgia closing attorney uses the sale proceeds to pay off your mortgage balance directly to your lender before any remaining funds come to you. As long as the cash offer exceeds what you owe - including any payoff fees your lender charges - you walk away clear. If you're underwater and owe more than the offer, we can talk through your options, but there's no obligation to proceed.
Usually, yes - if the property was in the deceased owner's name alone, it has to go through Chatham County Probate Court before the title can transfer. A personal representative gets appointed, and depending on the estate size and whether there are disputes or minor heirs, the court may need to approve the sale before closing can happen.
We've worked through Georgia probate timelines before. We can move at the pace the court requires and hold the offer while the estate is being administered. If you're not sure where the probate stands, that's a fine place to start the conversation - there's no obligation just from calling us.
Georgia uses non-judicial foreclosure, which means your lender does not have to take you to court. After a default and acceleration notice, Georgia law requires the lender to give you at least 30 days written notice of the foreclosure sale date, and they must advertise the sale once a week for four consecutive weeks in the county legal newspaper. Foreclosure auctions happen on the first Tuesday of the month at the courthouse.
From first missed payment to auction, the typical window is roughly 3 to 6 months - but it can move faster. If you're already past the first notice, time is short. A cash sale can close in days once you accept an offer, and it stops the foreclosure clock. The sooner you call, the more options you have.
Delinquent property taxes show up in the title search and have to be paid at closing before the deed can transfer clean. In most cases, the closing attorney handles this by applying a portion of your sale proceeds to the outstanding Chatham County tax balance. It does not automatically prevent the sale - it just reduces what you net at closing. We factor this in when we make the offer so there are no surprises on closing day.
We buy tenant-occupied properties. Georgia law governs what notice tenants are entitled to, and we work within those requirements. Depending on the lease terms and the tenant's situation, we may close with the tenant in place and take over as the new owner, or we can work with you on a timeline that allows the tenancy to end first. Either way, you don't have to evict anyone or wait for the property to be vacant before we can make an offer.
iBuyers operate in select high-volume markets and typically target move-in-ready homes in predictable price ranges. They use automated valuation models and often charge service fees of 5% or more on top of deducting estimated repairs. If your home doesn't fit their criteria - older construction, a flood zone designation on Wilmington Island, a historic district property with deferred maintenance - they often decline or their offer drops sharply.
We buy directly and evaluate each property individually, including homes that iBuyers pass on. There are no service fees layered on top, and we work with a local Georgia closing attorney rather than a national title platform. For a Savannah seller with a complicated property, that difference in flexibility usually matters more than the brand name.
None. You can request an offer, review it, ask questions, and walk away without signing anything or paying a dollar. We don't charge fees to make an offer, and there's no pressure to accept. If the number works for your situation, great - we move forward. If it doesn't, you've lost nothing. For more on how to sell your house fast for cash, our blog walks through the full process in plain language.