Sell Your House Fast in Union City, TN. Craftsman Bungalow, Ranch, or Fixer-Upper.

Union City grew up where two rail lines crossed in the 1850s, and its older blocks near downtown still hold Craftsman bungalows and Tudor Revival houses from the first half of the 1900s. Whatever era your house is from, and whatever shape it's in, we can put a written cash offer in front of you within one business day.

  • ✓ Cash offer within one business day
  • ✓ Your closing date, your choice
  • ✓ No agent commission to you
  • ✓ We buy as-is
  • ✓ Closing through a Tennessee title company

Prefer to talk first? Call us at (833) 330-1625

Tell us the address of your Union City house, and we'll take it from there.

Written offer within one business day. No obligation.

Your information is kept private and never sold to third parties.

Eagle Cash Buyers Google reviews BBB Accredited Business

Getting your offer ready...

  • A+BBB rating
  • 4.5from 40 Google reviews
  • 1,000+transactions completed
  • 43states we buy in

Oren Sofrin, as quoted inMSNYahoo FinanceGOBankingRatesBiggerPockets

Eagle Cash Buyers buys houses in Union City, Tennessee, for cash, in whatever condition they're in. Send us the address, and we'll put together a written offer within one business day, with no obligation to accept it.

What People Say About Working With Us

Christina SouderRated 5 out of 5
My husband and I called Eagle Cash Buyers because our house was on the market for almost a year with no bites. We had moved out of our home and to a different state. We called them, it was very simple. We gave them the information on our home and they made an offer that we could not refuse. They took all my calls and questions, and I had a lot. They answered every call the first time I called. They were knowledgeable and helpful and it was such a pleasure and a blessing that we had a great experience. All the other cash home buyers we had called, one low balled us and they were not straight forward. Also our home was very nice, it had a brand new roof and water heater and heater and the attic was freshly insulated. So your home does not need to be trash for you to sell to them.
Sue OmalleyRated 5 out of 5
It was a pleasure working with Eagle Cash Buyers, they helped with a complicated journey for the sale of my mother's estate. Thank you Kelly.
Amber MotaRated 5 out of 5
Quick and efficient! I highly recommend!
Roger WolfRated 5 out of 5
Very accommodating. Made the process easy and not stressful.

4.5 from 40 reviews on Google · more reviews · read them all on Google

Hear It From Sellers

Sellers we bought from, in their own words. Under a minute and a half.

Who You Are Dealing With

  • 43 states, Tennessee among them. We are not a one-county operator and not a lead broker who sells your details on.
  • 4.5 stars across 40 Google reviews. Not all of them are five stars. You can read them yourself before you call.
  • A named company with a named founder. Who we are, and Oren Sofrin, who founded and runs it.
  • A Tennessee title company handles the closing. Settlement happens the way any Tennessee sale does, with a recorded deed.
  • No obligation. An offer is an offer. Turn it down and nothing happens.

Union City Homeowners We Help

Union City sellers reach out for very different reasons: an older bungalow that needs more work than they want to take on, a rental with tenants still in place, a house tied up in an estate. Here's how we handle a few of the situations we see most.

An Older House That Needs Work

Union City has plenty of housing stock from the early-to-mid 1900s, and original wiring, old plumbing or an aging roof is common in houses of that age. That doesn't change whether we'll buy it. We don't ask you to bring in a contractor, pull permits or make repairs before closing; we look at the house as it stands and price the work into our offer.

A Rental With Tenants in Place

You don't need to wait for a lease to end or ask anyone to move out before you sell. We buy occupied rentals in Union City as they are, and an existing lease generally passes to the buyer at closing, depending on its terms. That can matter if you'd rather not manage a vacancy or a move-out yourself.

Related guide: Selling a Rental Property With Tenants

An Inherited House Still in Probate

A house that came to you from a parent or relative often isn't in your name yet, and Tennessee law may require probate or another estate process, handled through the Obion County courts, before anyone has authority to sign a deed. We can look at the house and make an offer while that's being worked out, and close once the authority to sign is in place.

Related guide: How to Sell an Inherited House

Behind on Mortgage Payments

If you've fallen behind and a foreclosure is on the calendar, a sale can sometimes be completed before that date if there's enough time and the proceeds cover what's owed, or if your lender agrees to accept less. The sooner you reach out with your notices in hand, the sooner we can tell you whether our timeline realistically fits.

A Mobile or Manufactured Home

We buy mobile and manufactured homes in Union City when you own the land underneath them. If the home sits in a park or on a rented lot, we're not able to buy it, since what we're purchasing is the real estate, not just the structure sitting on it.

Downsizing or Moving On

Some Union City sellers are past the point of wanting to keep up a house, whether that's an empty nest, a move to be closer to family, or simply being done with maintenance. Selling to us skips listing, showings and waiting for a buyer's financing to clear, in exchange for a number that reflects a direct sale rather than a retail listing.

Tell us about the property and you will hear back within one business day. Send it on a weekend and that means the next business day. There is no pressure either way.

Get My Cash Offer

What the Numbers Actually Look Like - Cash Sale vs. Listing vs. Instant-Offer Programs

Sellers in Union City are right to ask about the net rather than the headline offer price. On a typical listing, agent commission, closing costs, the Tennessee Transfer Tax and repairs can all come out before you see a dollar. Here is how the three paths compare.

Cost or FactorEagle Cash Buyers (Cash Sale)Traditional Listing (Agent)Instant-Offer Program (iBuyer)
Agent CommissionNone - $0Negotiable, not fixed. For illustration only, a typical 5% to 6% commission on a $175,300 sale is about $8,800 to $10,500Usually none, though a service fee often applies
Repairs Before SaleNone - we buy as-isOften paid by you before listing, or given back in price, and buyers' inspections often ask for moreOften deductions for repairs after the inspection
Tennessee Transfer TaxAbout 0.37% of value; the contract decides who pays. Your share is paid from your proceeds, as set out in the purchase agreement and shown on your settlement statementThe same tax appliesThe same tax applies
Seller Closing CostsWe pay the closing costs, except your share of any transfer tax. Your mortgage payoff, any liens and prorated property taxes are paid from the sale proceeds.Title, recording and closing fees, plus prorations; amounts vary by contractA service fee set by each platform
Days to CloseMost close in 21 to 42 days, or later if you need more time; you pick the dateWeeks on the market, then weeks more to close, and a financed buyer's loan can still fall throughSet by each platform, and instant-offer programs buy only in some areas
Showings and InspectionsNo public showings. Walkthroughs and any reinspection are as set out in the agreementMultiple showings, buyer inspection, possible renegotiation after inspectionUsually a company inspection, often with repair deductions
Financing Contingency RiskNo buyer mortgage contingency. Other contract terms still applyBuyer financing can fall through weeks into the processLow risk, but platform rules apply
Condition RequiredWe buy as-is - no updates neededBuyers and agents expect move-in or near-move-in condition for top dollarVaries - iBuyers often exclude significant distress

Your actual net depends on your loan payoff, prorations and contract terms. We walk through it with you before you sign anything. Instant-offer terms vary by company and change often.

Skip the listing process. Close on your schedule, in Union City, with no agent commission and the closing costs covered, apart from your share of any transfer tax.

See What We'd Pay

An Example From a Real Call

One caller, handling the sale of a family member's inherited house, phoned several cash-buying companies to compare offers before deciding anything, already holding one offer in hand. Rather than just naming a number, our acquisition manager walked through how the offer was built -- starting from the home's market value, then subtracting the cost of the repairs it needed, the resale costs, and a margin -- so she could see where it came from. She planned to have a local real estate agent check the math before deciding, which is exactly what we'd encourage anyone to do.

Three Steps, From First Call to Closing

Home in the Union City, TN area
Photo: Nyttend, Public domain via Wikimedia Commons

Sellers ask whether a cash sale is complicated. Usually it is not: we work with established Tennessee closing agents who coordinate the paperwork, and you sign in person or remotely, as the closing agent arranges. Here is how it runs.

1

Tell Us About Your Property

Call us at (833) 330-1625 or fill out the form on this page. We ask a few basic questions: the address, the condition and your situation. No obligation, no hard pitch. Tell us what you know about the roof, plumbing, foundation and any past damage. See how our closing process works, start to finish.

2

Receive Your Cash Offer Within One Business Day

We look at the property, recent comparable sales in Union City, and the repair costs, which we take off the price rather than asking you to do the work. You get a written cash offer with no agent commission. It shows the price, the contingencies and your estimated net before you sign. To weigh it against a traditional sale, our Tennessee page sets out what a listing costs.

3

Pick Your Closing Date and Get Paid

Once you accept, we open title or escrow with the closing agent, who handles the title search, the loan payoff and the closing paperwork. The Tennessee Transfer Tax and every other cost are shown on your settlement statement before closing. Most sales close in 21 to 42 days, depending on when the title work clears, or later if you need more time; you pick the date. Anything that could change the price after we agree is written into the agreement, so you can see it before you sign.

Union City Housing Market - What the Numbers Say

Zillow's Home Value Index put the typical Union City home at $175,300 in August 2026, 7.7% higher than a year earlier.

$175,300
Typical Home Value (Zillow Home Value Index, August 2026)
+7.7%
Year-Over-Year, Zillow Home Value Index, August 2026

A typical-value figure like this is smoothed and seasonally adjusted across the middle of the city's housing stock. It says nothing about the condition, age or size of any one house, including yours, and it isn't what any specific property would sell for.

A buyer using a mortgage brings their own appraiser, who checks the house against recent nearby sales, and that number can land above or below the citywide figure depending on condition. A cash sale to us has no lender appraisal, so there is no appraisal gap that can reopen the price; our offer is based on the house itself, its repairs and recent nearby sales, not the citywide figure.

Source: Zillow Home Value Index, August 2026. The figures describe Union City as a whole and do not set the value of any one house.

How to Check Out Any Cash Buyer in Union City

These questions apply to us too. Any buyer should answer them plainly.

  1. Ask for proof of funds. A real buyer can show a bank letter or statement quickly. Ask us the same question. If we assign the contract, ask the closing buyer for theirs too.
  2. Ask whether they intend to assign the contract. Our answer: Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. Assignment itself is not the problem. What matters is whether the right to assign is disclosed, whether the buyer stays accountable under the agreement, and whether the closing structure and deadlines are clear before you sign. Ask any buyer to put those terms in writing.
  3. Never pay anything up front. No application fee, no inspection fee, no processing fee. If money is moving from you to the buyer before closing, stop.
  4. Look the company up. Search the buyer's name in the business registry of the state where it was formed, and check that it is active. Eagle Cash Buyers, LLC is registered in Ohio.
  5. Get the whole offer in writing before you sign, including who pays closing costs and what happens if the buyer walks.

Where We Buy Houses in Union City and Obion County

We buy houses throughout Union City and the rest of Obion County, from the older blocks near the courthouse square downtown to the neighborhoods further out.

Neighborhoods and areas in Union City

Washington Avenue and Florida Avenue Historic District

This district was added to the National Register of Historic Places in 2001. It covers Craftsman bungalows and Tudor Revival houses from the first half of the 1900s, along Washington and Florida Avenues between 3rd and 5th Streets. We buy houses here the same way we buy anywhere else in Union City: as they stand, whatever their age or style.

Neighborhood details are drawn from public sources, including en.wikipedia.org and npgallery.nps.gov. Conditions vary from house to house.

Main ZIP code: 38261

We also buy in nearby communities

Ready to Sell Your Union City Home - Without the Commission or the Repairs?

We buy as-is for cash in Union City and across Obion County, so there is nothing to fix or clean up first. There are no repairs to schedule, no agent commission and no buyer mortgage contingency. You get a written offer within one business day and a closing date you choose, handled by a Tennessee closing agent.

Eagle Cash Buyers Google reviewsEagle Cash Buyers - BBB Accredited Business

We buy houses in Union City, TN and throughout Obion County. Cash offer within one business day. Most sales close in 21 to 42 days, or later if you need more time. No obligation to accept.

Union City and Obion County Seller Questions

Before You Sign: What Union City Sellers Want to Know

As-is condition, older homes, tenants, liens, probate and mobile homes, answered briefly.

Who pays closing costs when I sell my Union City house to you?

We pay the closing costs on a sale to us, except your share of any transfer tax, and the purchase agreement sets this out. Eagle does not charge you an agent commission on a direct sale to us. Your mortgage payoff and any liens, delinquent taxes, HOA or association balances, agreed prorations and other seller obligations are deducted from your proceeds when applicable. The closing professional provides a settlement statement showing the charges and credits before closing. Transfer, deed, conveyance or similar taxes vary by state and locality. For a sale in Union City: about 0.37% of value; the contract decides who pays.

Can I sell my Union City house with a lien or back taxes on it?

Often, yes. Delinquent property taxes and many recorded liens can be paid from the sale proceeds at closing, provided there is enough equity and the required payoff or release can be obtained. The title search or other closing review will identify items that must be paid, released or otherwise resolved. A disputed lien, an unavailable payoff or debts exceeding the available proceeds can delay or prevent closing unless the issue is resolved or the creditor agrees to another arrangement. Tell us what you know upfront so the closing professional can investigate it early.

Do I have to go through probate before I can sell an inherited house in Union City?

It depends on how title was held and Tennessee law. Property held in the deceased owner's name alone may require probate or another estate procedure before anyone has authority to sign a deed. Property held in a trust or with survivorship rights may pass outside probate. A probate or estate attorney licensed in Tennessee should confirm who has authority and which procedure applies. We can evaluate the property and make an offer while that is being established, but we cannot close until someone has legal authority to sign.

Do I still have to make disclosures if I sell my Union City house as-is?

Selling a property as-is does not automatically eliminate disclosure obligations under applicable federal, state or local law. Tell us what you know about the roof, plumbing, electrical system, foundation, environmental conditions and any past damage or repairs so we can evaluate the property accurately and address known issues in writing before you sign. A real estate attorney licensed in Tennessee can confirm which disclosures apply.

Will Eagle Cash Buyers buy my house itself, or assign the contract?

Eagle may purchase the property itself or, if the purchase agreement permits, assign its contractual rights to another investor or purchasing entity. Any assignment right is stated in the agreement before you sign. The agreement also states the price, closing date or timeline, contingencies and other material terms. The closing is handled by the title company, escrow holder, settlement agent or closing attorney used for the transaction.

Can selling my Union City house to you stop a foreclosure?

A sale may help avoid a foreclosure sale if it closes in time and the proceeds are enough to satisfy the required payoff, or if the lender gives written approval to accept less. In Tennessee, a home loan secured by a deed of trust is generally foreclosed by a trustee's sale rather than through a court case. We cannot promise to stop or postpone a foreclosure; that depends on the lender or servicer, the trustee or the court, the timing and whether the transaction closes. Contact us as early as possible and bring every notice you have so we can usually tell you whether our expected timeline appears workable. A HUD-approved housing counselor or an attorney licensed in Tennessee can explain your legal options and deadlines. Our Tennessee page explains how the foreclosure process generally works in the state.

Do you buy mobile homes in Union City?

Yes, when you own the land the mobile or manufactured home sits on. We don't buy a mobile home that's in a park or on a rented lot, since what we're purchasing is the real estate, not just the structure on it.

How do you calculate a cash offer on my Union City house?

We start from what comparable houses nearby have sold for, then subtract what the repairs your house needs would cost, our estimated resale and closing costs, and the margin that lets us operate as a business. We'll walk through that math with you on the call rather than just giving you a number, and you're welcome to compare it against other offers before deciding.

Is an attorney required at closing on my Union City house?

Generally no. Tennessee does not require an attorney to conduct a residential closing, and most sales close through a title company. A title company can run the title search, prepare the closing paperwork and record the deed with the Obion County Register of Deeds. You are always free to have your own attorney review anything before you sign.

How long does a title search take before I can close in Obion County?

It varies with how quickly county records come back and how clean the title is. A straightforward title with no liens or estate issues is usually the quickest part of the process; the closing agent can give you a realistic timeline once the search is ordered. A title with an old lien, unresolved probate or multiple heirs can take longer while those get resolved. We can often start the process while other pieces are still being sorted out.

Do you buy rentals in Union City with tenants still living in them?

Yes. We buy occupied rentals as they are; an existing lease generally passes to the buyer at closing, depending on its terms, so there is no vacancy to manage first.

What's the difference between you, a national iBuyer, and a wholesaler?

An iBuyer typically only takes newer houses in good condition and prices its offer off an automated model, with little room for a conversation about your specific house. A wholesaler usually puts your house under contract and assigns that contract to another buyer; what matters is whether that's disclosed and whether the closing still gets funded on time. We evaluate the house ourselves, give you a written offer within one business day, and either buy it directly or assign the contract to another purchaser, which is disclosed in the agreement before you sign.

Do I have to pay income or capital gains tax on selling my Union City house?

It depends on how long you owned the house, whether it was your primary residence, and whether you have a gain over what you paid for it, among other things. We are not a tax advisor, so a CPA or tax professional can confirm what applies before you close.

Do you buy houses in Union City that need a lot of repair?

Yes. A house that needs a new roof, foundation work or a full interior update doesn't need any of that done before we look at it; we account for the repair cost in the offer instead of asking you to make the repairs yourself.

Eagle Cash Buyers is not a law firm, title company or tax advisor. This information is general and is not legal, title or tax advice. Laws, procedures and transaction costs vary by state and locality, and the purchase agreement and closing documents control each transaction.

Oren Sofrin

Reviewed by Oren Sofrin, Founder and CEO of Eagle Cash Buyers

Oren has more than ten years in real estate, and he and the Eagle team have completed over 1,000 transactions. His market commentary has been quoted by MSN, Yahoo Finance, GOBankingRates and BiggerPockets. Last reviewed September 2026.

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