Sell Your House Fast in Key Largo, FL. Canal-Front Home, Storm Damage and All.
A canal-front house with a dock that needs work, a home in a flood zone, a property you own from far away. We buy Key Largo houses as they stand, put a written offer in front of you within one business day, and let you choose the closing date.
- ✓ Cash offer within one business day
- ✓ Your closing date, your choice
- ✓ No agent commission to you
- ✓ We buy as-is
- ✓ Closing through a Florida title company
Prefer to talk first? Call us at (833) 330-1625
Own a house in the Upper Keys? Enter the Key Largo address.
Written offer within one business day. No obligation.
Your information is kept private and never sold to third parties.
Can I sell my house in Key Largo for cash? In short, yes: we pay cash for houses in Key Largo in any condition, and once we have the address you get a written cash offer within one business day. Whether Eagle makes an offer depends on the area, the value and whether the numbers work, not on condition. We can close in as little as 21 to 42 days once the title work has cleared, or later if you need more time. You pick the date. A direct sale to us carries no agent commission, and the closing costs are ours, except your share of any transfer tax. Your mortgage payoff, any liens and prorated property taxes are paid from the sale proceeds.
What People Say About Working With Us
Our home in Miami had roof damage after last season's storms. Listing it felt impossible, but Eagle Cash Buyers stepped up with a fair cash offer and closed in under two weeks, repairs included. They handled everything, so we could move on without stress.
Cannot recommend Mr. Oren and his team enough if you have a property or home that you are looking to sell fast. The professionalism and transparency they show is not comparable to other cash home buyers. From the point of initial contact all the way to closing day, the team at Eagle Cash Buyers kept their word with consistent updates throughout the process. Thank you for the integrity you have shown during this time of distress. Highly recommended.
It was a pleasure working with Eagle Cash Buyers, they helped with a complicated journey for the sale of my mother's estate. Thank you Kelly.
Eagle Cash Buyers did a great job, and responded quickly. Thank you.
One of these reviews mentions a quicker closing than most. We move as fast as the title work allows. Most sales close in 21 to 42 days, or later if you need more time.
4.5 from 40 reviews on Google · more reviews · read them all on Google
Hear It From Sellers
Sellers we bought from, in their own words. Under a minute and a half.
Who You Are Dealing With
Eagle Cash Buyers, LLC is registered in Ohio. Homeowners in 43 states, Florida among them, can request a written cash offer from Eagle. Closings go through a title or escrow company. Read more about us and about Oren Sofrin, our founder.
Who Sells to Us in Key Largo
Key Largo sellers rarely call with a plain story. The house may sit on a canal with a seawall and a dock, it may have taken on water in a storm, or the owner may live a long way from the island. Each of those sales runs a little differently, so tell us the details on the first call. Our page on selling for cash in Florida covers the state-level basics.
Storm or Flood Damage
Wind or water damage can leave a house that many lenders will not finance until it is repaired, and a buyer who needs a mortgage may also need flood and homeowners insurance in place before closing. We buy the house as it stands, so you do not have to repair it or clear it out first. Tell us about any open insurance claim on the first call, because how the claim and any payout are handled is written into the agreement before you sign.
Related guide: How to Sell a House As Is
A Canal-Front House With a Dock
A house on a canal can come with a seawall, a dock and sometimes a boat lift, and a buyer's inspector will look at each of them. If any of it needs work, you do not have to price the repairs yourself. Tell us what you know about the seawall and dock, and we build the cost of the work into the written offer.
Owned From Out of Town
Some Key Largo owners live somewhere else for most of the year, and a house left alone through a season can pick up problems nobody has seen. You do not have to fly in to sell. Signing can usually be arranged with a mobile notary or a mailed package, and the closing agent sends your proceeds after closing, on the timing it sets out for you.
Inherited a Key Largo House
When the owner held title alone, with no trust, a Florida probate case is often needed before a sale can close. A house held in a trust may be handled differently, and a probate attorney can confirm which route fits your family. We buy inherited houses as they stand, furniture and all.
Related guide: How to Sell an Inherited House
Behind on the Mortgage
If you have missed payments or received a foreclosure notice, timing matters more than anything else. A sale that closes in time and covers the payoff may help you avoid a foreclosure sale, but we cannot promise it. Call early and bring every notice you have, so we can usually tell you whether our timeline looks workable.
Tenants in Place
Some Key Largo houses are rented out. You do not need to wait for a lease to end or ask anyone to move. We buy occupied properties, and the lease passes to the buyer at closing, which is us or the buyer named in the agreement. Lease terms vary, so tell us what yours says. A Florida attorney can confirm your tenants' rights.
Related guide: Selling a Rental Property With Tenants
Cash Sale or Listing in Key Largo: What Comes Out of the Price
The table puts the main costs of each path next to each other.
| Cost | Selling to Us | Listing With an Agent |
|---|---|---|
| Listing commission | $0 | Negotiable. About $54,800 to $65,800 on a $1,096,700 sale (illustration only, at a 5% to 6% commission) |
| Florida Documentary Stamp Tax | 70 cents per $100 of the price on the deed; the contract decides who pays. Your share is paid from your proceeds, as set out in the purchase agreement and shown on your settlement statement | The same tax applies |
| Days to close | Most sales close in 21 to 42 days, or later if you need more time. | Market time plus the buyer's loan |
For instant-offer programs (iBuyers), read Cash Buyers vs iBuyers.
An Example From a Real Call
A couple we spoke with owned a house that had burned and been declared a total loss by the insurer. Before calling us, they had asked for a demolition bid, and they wanted to compare it with a cash offer side by side. We gave a preliminary range, explained that it was a range and not a firm number, and told them to call whenever they wanted to move forward. The conversation ended with the couple still weighing both options.
Selling in Key Largo, Step by Step
Most of the work sits with us and the closing office. A title or escrow company handles the paperwork. Where you sign, in person or remotely, is up to the title or escrow company.
Tell Us About Your Property
Use the form on this page, or call (833) 330-1625. We need the address, a sense of the condition and your timing. Asking costs nothing. Mention anything you know about the roof, the plumbing or past damage. See how our closing process works, start to finish.
Your Cash Offer, in Writing
We start from what similar houses in Key Largo have sold for recently. The repairs and our holding and resale costs come off that number. You get it in writing: price, contingencies and an estimated net. To weigh it against a traditional sale, our Florida page sets out what a listing costs.
Set the Date, Then Close
Accept, and we open title with the title or escrow company. The title search, the payoff of your loan and the closing documents are its job. The Florida Documentary Stamp Tax and every other cost are shown on your settlement statement before closing. You set the closing date.
The Key Largo Market in Numbers
According to Zillow's Home Value Index, the typical Key Largo home was worth $1,096,700 in August 2026, 3.5% higher than a year earlier. Values have edged up rather than jumped. A citywide figure shows where prices sit on average and says little about one particular house, least of all one that needs work or sits in a flood zone.
At this price level a buyer who needs a mortgage carries a large loan, and the lender's appraisal, the buyer's insurance quotes and the inspection each have to clear before closing. A house with storm damage, an aging roof or a tired seawall gives any of them a reason to stall, and the taxes and insurance on your side keep running while it does.
A cash offer with no buyer mortgage skips the lender's appraisal. You see the price, the terms and the closing date in writing before you sign, and a Florida title company handles the rest.
Source: Zillow Home Value Index, August 2026. This describes the market in Key Largo, not the value of one house.
Before You Sign With Any Buyer in Key Largo
- The Monroe County land records can be searched by the buyer's name.
- Read its Better Business Bureau profile. Ours shows an A+ rating.
- For the full checklist, read how to spot a cash buyer scam.
Where in Key Largo We Buy
We buy across Key Largo and throughout Monroe County, from the canal streets of Port Largo and the old Rock Harbor area to the north end of the island. If your property is in one of the ZIP codes below or anywhere else in the county, send the address.
Neighborhoods and areas in Key Largo
Port Largo
A canal community on the Atlantic side of Key Largo that began in the late 1960s, when a submerged parcel owned by the State of Florida was sold to a developer and dredged starting in 1968. A private airstrip built on that fill opened in 1972 and closed in 1985, and the site is now a residential development. A canal-front house here may come with a dock and a seawall, and we look at those along with the house when we make the offer.
Rock Harbor
One of the oldest named places on the island. A post office called Cayo Largo was set up in the Rock Harbor area in 1870, and the post office serving the northern part of the island changed its name from Rock Harbor to Key Largo on June 1, 1952. Whatever an area is called, we make the offer on the property itself: its condition, its lot and recent sales nearby.
North Key Largo
The northern 13 miles of the island form a separate census-designated place, bordered to the south by the community of Key Largo, and it includes two private clubs, the Ocean Reef Club and the Key Largo Anglers Club. If your property sits inside a private club or association community, ask the association for its sale rules early and send them to us. We plan the closing date around any approval step.
Neighborhood details are drawn from public sources, including sunshineskies.com, floridakeys-guide.com and en.wikipedia.org. Each house is different.
Main ZIP code: 33037
We also buy in nearby communities
Selling a House in Key Largo? Send Us the Address.
We buy in Key Largo, from Port Largo and Rock Harbor to the north end of the island, and anywhere else in Monroe County as is, for cash, with nothing to fix first. You pay no agent commission, and our offer does not depend on a mortgage. A written offer follows within one business day, and the closing is on your date.
Turning the offer down costs you nothing.
Key Largo and Monroe County Seller Questions
Canals, Flood Zones and Florida Closings: What Key Largo Sellers Ask
Flood-zone houses, storm damage, seawalls and docks, the county's building-permit rules, inherited homes and selling from out of town, answered briefly.
How do you work out a cash offer on a Key Largo house?
We start from what the house would sell for once it is repaired, based on recent sales of similar properties nearby. Then we take off the cost of the work it needs and our costs to hold and resell it. The written offer shows the price, the terms and your estimated net. It costs nothing, and you are under no obligation to take it.
My Key Largo house is in a flood zone. Can I still sell it to you?
Yes. We can make an offer on a house in a flood zone. The designation can complicate a sale to a buyer with a mortgage, because a lender may require flood insurance and the buyer needs a quote before closing. We buy without a lender, so the sale does not wait on a buyer's flood-insurance quote or a lender's conditions. We look at the house, its condition and its location, and the written offer reflects them.
What is ROGO, and does it affect selling my house?
ROGO is the Rate of Growth Ordinance, Monroe County's system for handling building permits for new homes in the unincorporated Keys, which include Key Largo. It deals with new residential construction, so selling a house that already stands is not a ROGO application. If you own a vacant lot, or plan to rebuild, ask the county's planning department what applies to your parcel, and tell us about it on the first call.
My house has hurricane or storm damage that is not repaired. Will you still buy it?
Yes. We buy storm-damaged houses as they stand, so you do not have to finish repairs, clear out damaged rooms or settle an insurance claim first. A buyer with a mortgage often cannot close on a damaged house, because the lender and the insurer both have conditions. Tell us what happened and whether a claim is open, and we will price it into the written offer.
My canal-front house has a failing seawall or dock. Does that matter?
It matters to the price, not to whether we will make an offer. Seawalls, docks and lifts wear out in salt water, and a retail buyer's inspector will point to each one. The written offer reflects the work the seawall or dock needs, and you do not have to repair anything first. Tell us what you know about their condition when you call.
Do you buy in every part of Key Largo?
Yes. We buy from the canal streets of Port Largo and the Rock Harbor area to the north end of the island, and throughout Monroe County. Where the property sits affects the price, not whether we will make an offer. If the property is in a private community or an association, ask for its sale rules early. Nearby, we also buy in Homestead and Florida City.
Can selling my Key Largo house to you stop a foreclosure?
A sale may help avoid a foreclosure sale if it closes in time and the proceeds are enough to satisfy the required payoff, or if the lender gives written approval to accept less. In Florida, a foreclosure generally goes through the court. We cannot promise to stop or postpone a foreclosure; that depends on the lender or servicer, the court, the timing and whether the transaction closes. Contact us as early as possible and bring every notice you have so we can usually tell you whether our expected timeline appears workable. A HUD-approved housing counselor or an attorney licensed in Florida can explain your legal options and deadlines. At Eagle, we can help only if there are at least 3 weeks before the auction date and you can send paperwork quickly and help the title company close fast. Our Florida page explains how the foreclosure process generally works in the state.
Do I have to go through probate before I can sell an inherited house in Key Largo?
It depends on how title was held and Florida law. Property held in the deceased owner's name alone may require probate or another estate procedure before anyone has authority to sign a deed. Property held in a trust or with survivorship rights may pass outside probate. A probate or estate attorney licensed in Florida should confirm who has authority and which procedure applies. We can evaluate the property and make an offer while that is being established, but we cannot close until someone has legal authority to sign.
Who handles the closing in Florida, and do I need an attorney?
A Florida title company runs the closing. They order the title search, prepare the deed, pay off your loan and any other balances from the proceeds when the price covers them, and send you what is left. You are welcome to bring your own attorney. If the property involves probate, a foreclosure or a title problem, an attorney can advise you on it. Most of our sales close in 21 to 42 days, and you pick the date.
Can I sell my Key Largo house without traveling to the Keys to close?
Usually, yes. The closing agent can arrange a mobile notary or mail you the documents, and the closing agent sends your proceeds after the sale closes. The details depend on you and the property, so tell us where you are and we will set it up with the closing agent.
Can I sell my Key Largo house with a lien or back taxes on it?
Often, yes. Delinquent property taxes and many recorded liens can be paid from the sale proceeds at closing, provided there is enough equity and the required payoff or release can be obtained. The title search or other closing review will identify items that must be paid, released or otherwise resolved. A disputed lien, an unavailable payoff or debts exceeding the available proceeds can delay or prevent closing unless the issue is resolved or the creditor agrees to another arrangement. Tell us what you know upfront so the closing professional can investigate it early.
Do I still have to make disclosures if I sell my Key Largo house as-is?
Selling a property as-is does not automatically eliminate disclosure obligations under applicable federal, state or local law. Tell us what you know about the roof, plumbing, electrical system, foundation, environmental conditions and any past damage or repairs so we can evaluate the property accurately and address known issues in writing before you sign. A real estate attorney licensed in Florida can confirm which disclosures apply.
Do you buy mobile or manufactured homes in Key Largo?
Yes, when the land comes with it. If you own both the manufactured home and the lot it sits on, in Key Largo or elsewhere in Monroe County, we can make an offer on the two together. A mobile home in a park or on a rented lot is not something we buy.
Are Key Largo home prices going up?
Modestly on the headline figure. By Zillow's index the typical Key Largo home was worth about $1,096,700 in August 2026, up 3.5% on the year before. Any single house can move differently, and its condition, roof, flood zone and insurance history matter more to its price than the citywide trend, so ask us about yours.
How much money will I actually walk away with?
The offer price, less your loan payoff, any back taxes or other balances owed on the property, and your share of prorated property taxes and any transfer tax that falls to you. You pay no agent commission on a direct sale to us. The closing agent sends a settlement statement showing every line before you sign.
Who is Eagle Cash Buyers?
Homeowners in 43 states, Florida among them, can request a written cash offer from Eagle Cash Buyers, LLC. We are BBB accredited and hold 4.5 stars from 40 Google reviews, not all of them five stars. We either buy the house ourselves or assign our contract to a partner investor, and the agreement discloses those rights before you sign.
Who pays closing costs when I sell my Key Largo house to you?
We pay the closing costs on a sale to us, except your share of any transfer tax, and the purchase agreement sets this out. Eagle does not charge you an agent commission on a direct sale to us. Your mortgage payoff and any liens, delinquent taxes, HOA or association balances, agreed prorations and other seller obligations are deducted from your proceeds when applicable. The closing professional provides a settlement statement showing the charges and credits before closing. Transfer, deed, conveyance or similar taxes vary by state and locality. For a sale in Key Largo: 70 cents per $100 of the price on the deed; the contract decides who pays.
Eagle Cash Buyers is not a law firm, title company or tax advisor. This information is general and is not legal, title or tax advice. Laws, procedures and transaction costs vary by state and locality, and the purchase agreement and closing documents control each transaction.
