Skip the 99-Day Wait - Sell Your Leisure City Home for Cash, As-Is

Cash offers are built around ARV - after repair value - which is what the home would sell for on the open market once it is fully updated and in move-in condition. From that number, we subtract estimated repair and renovation costs, transaction costs, and the margin required to make the investment work. In a market like Leisure City where homes are already sitting 99 days on average and selling below list price, that ARV baseline is lower than sellers sometimes expect.

The offer is not a lowball guess. It reflects what comparable homes in the 33033 zip code are actually closing for, not what sellers are asking. If you want to understand exactly what a cash offer really means before you decide, that breakdown is worth reading. The trade-off is certainty and speed versus maximum price - and for many sellers in a buyer's market, that trade is worth it.

None at all. You submit your address, we review the property, and we send you a written cash offer. If you like the number, we move forward. If you do not, you walk away - no pressure, no follow-up harassment, no fee for the process. A lot of sellers in Leisure City request an offer just to understand what the cash option looks like compared to listing, and that is a completely reasonable thing to do.

Florida uses a judicial foreclosure process, which means the lender has to file a lawsuit and get a court judgment before your home can be sold. In Miami-Dade County, that process typically runs 6 to 18 months or longer from the time the lis pendens is filed - the lis pendens is the public court notice that foreclosure proceedings have begun. You may have more time than you think, but that window closes.

Here is the part most sellers do not know: once the foreclosure sale is completed in Florida, there is no right of redemption. You cannot buy the property back after the gavel falls. That makes acting before a judgment is entered critically important. A cash sale can close in days, not months, and the proceeds can be used to settle the mortgage and stop the foreclosure before it reaches that point. If a lis pendens has already been filed against your property in Miami-Dade County, the time to move is now, not after the next court date.

In Florida, the title company handles a full title search before closing. Any liens - including HOA liens, code enforcement liens, or IRS tax liens - will show up in that search. Most liens get paid off at closing from the sale proceeds, which means you do not need to come up with cash out of pocket to clear them beforehand. The title company ensures the buyer receives a clean title, and any outstanding amounts owed on the property are settled before you receive your net proceeds.

If the liens are larger than the offer, we will walk you through what that means for your net number before you sign anything. No surprises at the closing table.

Yes. We buy homes in Leisure City's 33033 zip code and throughout the surrounding area - including Homestead, Florida City, Princeton, and other unincorporated communities in southern Miami-Dade County. Leisure City itself is an unincorporated CDP, which means it operates under Miami-Dade County jurisdiction rather than a city government. That does not change anything about the sale process, but it does mean your property taxes and any code enforcement matters run through the county rather than a local city office.

Florida does not require an attorney at closing - the process is handled by a licensed title company. The title company conducts a title search to confirm there are no unresolved claims on the property, issues title insurance, prepares the deed, and manages the transfer of funds. On closing day, you sign the documents, the title company disburses the proceeds, and the deed gets recorded with Miami-Dade County. It is a straightforward process and typically takes less than an hour in person, or can be done remotely with a mobile notary.

Florida also charges a documentary stamp tax on the deed - the rate for most transactions is $0.70 per $100 of the sale price, though single-family homestead properties in Miami-Dade County have a slightly different rate. We account for these closing costs in the offer we present, so you know your net number upfront.

iBuyers use automated valuation models to price homes at scale - they work well in high-volume, cookie-cutter markets but tend to underperform in markets like Leisure City where properties vary in condition, flood zone designation, and proximity to different parts of unincorporated Miami-Dade. Their offers frequently include service fees of 5-8% on top of the price reduction, and they typically require the home to meet certain condition standards before they will proceed.

A local cash buyer who knows the 33033 market can account for things an algorithm misses - whether a home sits in a flood zone, the realistic repair costs in South Florida (which run higher than national averages due to labor and material costs), and what buyers in this specific area will actually pay. That local context usually results in a more accurate offer and a smoother closing, without the service fee layer that iBuyers add.

Florida has no state income tax, so there is no Florida state tax on the gain from selling your home. Federal capital gains tax may apply depending on how long you have owned the property and how much profit you made. The IRS allows a $250,000 capital gains exclusion ($500,000 for married couples) on the sale of a primary residence you have owned and lived in for at least two of the last five years - many Leisure City homeowners will qualify for this exclusion entirely.

The homestead exemption in Florida reduces your assessed property value for tax purposes while you own the home - it does not directly reduce your tax bill when you sell. Once you sell, the exemption on that property ends. If you are unsure how a sale affects your specific situation, a CPA familiar with Florida tax rules can give you a clear answer before you commit to anything.