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Cash Offers and How a Cash Sale Works

How a cash offer is calculated, what it costs you and what happens between the offer and closing.

14 guides. All blog topics

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A cash offer skips the buyer's mortgage, so there is no loan approval or lender appraisal to wait for. It is usually lower than a full retail listing price, because the buyer takes on the repairs, the holding costs and the risk of reselling. The real question is what you keep after costs, not the headline number.

These guides walk through how investors calculate an offer, how a cash sale compares with listing with an agent, which closing costs a seller still pays and which papers to gather. Your mortgage payoff, any liens and prorated property taxes are paid from the sale proceeds. With Eagle Cash Buyers, most sales close in as little as 21 to 42 days, or later if you need more time.